# Pobi vs X记账

The clearest difference is in-app purchases: X记账 at none against Pobi's 4. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Pobi sells 4 in-app purchases, starting at $1.99 per month. X记账 asks for nothing beyond the download.

Pobi ships an update every 4 days, X记账 every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Pobi | X记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/pobi-budget-tracker/id6756515030/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 10 MB | 6 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [硕 李](https://appshunter.io/developer/1860649327) | [皓翔 邓](https://appshunter.io/developer/6780581863) |

## What reviewers say

### Pobi

[App page](https://appshunter.io/ios/app/pobi-budget-tracker/id6756515030)

Effortlessly track your expenses with AI-powered photo and voice input, or simple manual entry. Focus solely on spending without complex budgeting or income tracking.

**Highlights:** AI-powered expense recognition from photos, Voice input for quick expense logging, Manual expense entry, Focus on spending only, Simple, minimalist design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $1.99 | per month |
| 季度会员 | $3.99 | per 3 months |
| 年度会员 | $14.99 | per year |
| PaoZhi Lifetime Unlock | $3.99 | one-time |


### X记账

[App page](https://appshunter.io/ios/app/x/id6783287530)

This app helps you quickly track daily spending and analyze consumption patterns. It prioritizes privacy by processing payment data locally, offering features like budget management and trend analysis. Enjoy a 30-day free trial to explore its full capabilities.

**Highlights:** Quick payment recording, Local data processing for privacy, Daily and monthly spending analysis, Budget tracking and overspending alerts, CSV export for bills, Widget and Lock Screen integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pobi free?

Pobi is free to download, with in-app purchases available.

### Is X记账 free?

X记账 is free to download, with no in-app purchases.

### Do Pobi or X记账 have ads?

Neither Pobi nor X记账 shows ads.

### Which is updated more often, Pobi or X记账?

Pobi ships an update every 4 days, and X记账 every 5 days. Most recently, Pobi was updated on October 30, 2026 and X记账 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*