# WhatPay vs EMI & Subscriptions Tracker

The clearest difference is in-app purchases: EMI & Subscriptions Tracker at none against WhatPay's 1. EMI & Subscriptions Tracker also leads on update cadence (weekly vs every 5 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. WhatPay sells 1 one-off in-app purchase. EMI & Subscriptions Tracker asks for nothing beyond the download.

WhatPay ships an update every 5 months, EMI & Subscriptions Tracker weekly. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | WhatPay | EMI & Subscriptions Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Weekly** |
| Size | 5 MB | 38 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PRABAKARAN RAVICHANDRAN](https://appshunter.io/developer/1851353838) | [Santhosh Shankar](https://appshunter.io/developer/1871151713) |

## What reviewers say

### WhatPay

[App page](https://appshunter.io/ios/app/whatpay-bills-and-subscriptions/id6756521274)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WhatPay Pro | $1.99 | one-time |


### EMI & Subscriptions Tracker

[App page](https://appshunter.io/ios/app/emi-and-subscriptions-tracker/id6758146565)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WhatPay free?

WhatPay is free to download, with in-app purchases available.

### Is EMI & Subscriptions Tracker free?

EMI & Subscriptions Tracker is free to download, with no in-app purchases.

### Do WhatPay or EMI & Subscriptions Tracker have ads?

Neither WhatPay nor EMI & Subscriptions Tracker shows ads.

### Which is updated more often, WhatPay or EMI & Subscriptions Tracker?

WhatPay ships an update every 5 months, and EMI & Subscriptions Tracker weekly. Most recently, WhatPay was updated on October 8, 2026 and EMI & Subscriptions Tracker on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*