# Expense Tracker vs Kesef

The clearest difference is ads: Kesef at none against Expense Tracker's shown. Kesef also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 85%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and Kesef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Expense Tracker against 4.9 for Kesef. Both are backed by a comparable volume of ratings — 14 and 24 respectively. Written reviews are what separate them: 85% of Expense Tracker's written reviews are positive against 100% of Kesef's.

Expense Tracker ships an update every 8 days, Kesef every 9 days. Both last shipped on November 9, 2026.

## The numbers

| Metric | Expense Tracker | Kesef |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (14 ratings)](https://appshunter.io/ios/app/expense-tracker-budget-ai/id6756522502/reviews)** | [4.9 (24 ratings)](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews) |
| Number of ratings | 14 | **24** |
| Positive reviews | 84.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 8 days** | Every 9 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 86 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Aleksandr Gostiuzhev](https://appshunter.io/developer/1697618561) | [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-budget-ai/id6756522502)

Effortlessly track expenses and income with AI-powered budgeting. Log transactions via voice, receipt scan, or manual entry. Gain clear insights into your spending habits with powerful analytics and customizable budgets.

**Highlights:** AI-powered transaction tracking, Voice and receipt scanning for entry, Comprehensive budgeting and planning, Multi-currency support, Detailed analytics and reports, Secure with biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.99 | per month |
| Yearly subscription | $24.99 | per year |


### Kesef

[App page](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806)

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

**Highlights:** Voice expense tracking, Multi-currency support (55+ currencies), Budget setting by category, Subscription and recurring expense tracking, Offline functionality, Data export (CSV, Excel, JSON), Smart insights and statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $34.99 | per year |
| Kesef Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Kesef free?

Kesef is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Kesef?

Expense Tracker is rated higher. Expense Tracker averages 5.0 out of 5 from 14 ratings, while Kesef averages 4.9 from 24 ratings.

### Do Expense Tracker or Kesef have ads?

Expense Tracker shows ads; Kesef does not.

### Which is updated more often, Expense Tracker or Kesef?

Expense Tracker ships an update every 8 days, and Kesef every 9 days. Most recently, Expense Tracker was updated on November 9, 2026 and Kesef on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*