Expense Tracker vs Kibo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track expenses and income with AI-powered budgeting. Log transactions via voice, receipt scan, or manual entry. Gain clear insights into your spending habits with powerful analytics and customizable budgets.
- AI-powered transaction tracking
- Voice and receipt scanning for entry
- Comprehensive budgeting and planning
- Multi-currency support
- Detailed analytics and reports
- Secure with biometric login
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Complete expense & income tracker, budget planner, powered with AI. Easy, clear and convenient UI, and powerful functionality at the same time. Features: • Fast transaction entry by voice, receipt scan or manual entry. • Multiple entries at once with voice input. • Multiple entries at once with receipt scan. • Powerful analytics, history and search/filters. • Tracking income and expenses with AI. • Categories rules for AI. • Budgeting and planning. • Daily and weekly spending allowance based on current budget. • Recurring transactions and planned transactions. • Multiple currencies: over 170 currencies and exchange rates (including BTC, ETH, etc). • Accounts in any currency and categories with subcategories. • Account groups and transfers between accounts. • Categories with type "both" as well as default "expense" and "income" category types. • No authorization required. • Security (Touch ID and Face ID). Coming soon: • Add transaction with receipt/photo/file with AI. • Extended budgeting and plans. • Widgets. • Goals. • AI reports/insights and adviced. • AI import data from anywhere (other apps, excel,pdf, etc). • API for adding automated transactions from anywhere. • Cloud sync. Track your spending as fast as you can talk. Budgeting doesn’t have to feel like homework. Meet Budget AI - the expense tracker that actually keeps up with you. Whether you’re on the road, tracking budget, or just trying to see where your money goes, Budget AI lets you log expenses in seconds using nothing but your voice. Just say something like, “Spent $15 on lunch and $8 on cinema tickets,” and Budget AI picks up every detail. It splits up the transactions, drops them into the right categories, and records the amounts—no buttons, no fuss. Why pick Budget AI? For starters, you get a super-fast interface - add income or expenses in a couple taps. The app learns your habits and sorts transactions automatically. Traveling or freelancing? You can set up as many accounts as you need in any currency. Get clear visuals on your spending with easy-to-read charts and daily breakdowns. Got subscriptions or bills? Set them to repeat and let Budget AI handle the rest. You can even set strict budgets for different categories, so you never lose track. Your privacy matters. No sign-ups, no cloud syncing required. Lock the app with Face ID, Touch ID, or a PIN for extra security. Export everything to CSV whenever you want. You’re always in control. Ready to take charge of your money? Download Budget AI and experience a faster, smarter way to manage your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetai.appwrite.network/privacy
Kibo
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Kibo is an expense tracker and budget app for everyday money. Add an expense in seconds or snap the receipt, and Kibo picks the category. Log an expense in seconds Type "Starbucks 4.80" and you're done. Kibo suggests the category as you type and adds its image. If you want a different one, change it with a tap. You can also import your bank statement as a CSV and every expense lands in its place. Scan a receipt. Done. Take a photo of any receipt or pick one from your library. Kibo reads the merchant, the amount and the date. Ask Kibo about your money Type "How much did I spend on restaurants last month?" and Kibo answers with the total and the expenses behind it. Your month at a glance Tap your monthly total for a day-by-day calendar, your most expensive day, your daily average, your income and how you compare with last month. When the month ends, Kibo tells it as a short story. Know where your money goes Categories shows what you have spent in each one this month, how that compares with last month and what is left of its budget. No surprises from fixed costs Netflix, the gym, rent: every repeating payment in one place, with what it costs per month and per year. Kibo reminds you before each renewal and spots repeating payments so you can add them in one tap. Save for what matters A savings jar for each goal, with how much you have and how much is left. Turn on recurring savings and Kibo logs the deposit for you. Make it yours Nine color themes and a choice of app icons. Also inside • Budgets per category, so you know what is left. • Spaces to keep a trip or a project apart from everyday spending. • Places: Kibo reminds you to log the expense when you arrive at the shops you pick. • Income and your monthly balance. • Apple Watch, widget, Live Activity, Siri shortcuts and the Apple Pay automation. • Export all your data as CSV whenever you want. Privacy We don't sell your data and we don't show ads. You can delete your account and everything in it from the app. Free and Premium Kibo is free for everyday use. Premium lifts the limits on expenses, scans, Ask Kibo questions, fixed costs, savings jars and budgets. Try it free for 7 days. Languages: English, Castilian Spanish, Hindi, Russian and Filipino. Got an idea? Write to support@ki-bo.com. We read every message. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ki-bo.com/privacy-policy
Screenshots
Verdict
The clearest difference is ads: Kibo at none against Expense Tracker's shown. Kibo also leads on update cadence (every 3 days vs every 8 days). Expense Tracker's advantage is iOS requirement (16.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and Kibo sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 8 days, Kibo every 3 days. Both last shipped on November 9, 2026.
| Parameter | Expense Tracker | Kibo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (14 ratings) — better | — |
| Positive reviews | 84.6% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 8 days | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 70 MB | 119 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Gostiuzhev | SAUL MOLINERO MALVIDO |
In-app purchases
Expense Tracker
- Monthly subscription3 Days trial$3.991 Month
- Yearly subscription$24.991 Year
Kibo
- Premium Monthly7 Days trial$2.991 Month
- Premium Yearly7 Days trial$29.991 Year
- Kibo Premium Lifetime$44.99









