RetireSmart vs Glidepaths
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RetireSmart
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Will your savings last through retirement? RetireSmart gives you the answer — visually and clearly. Unlike complicated spreadsheets or expensive financial advisors, RetireSmart lets you build retirement scenarios in minutes. Adjust your savings, growth rates, Social Security benefits, tax rates, and monthly budget to see exactly what happens to your money year by year. Whether you’re five years from retirement or already living on a fixed income, RetireSmart shows you the truth about your money — no guesswork, no jargon, just clear numbers and charts. WHAT YOU CAN DO: • Test different retirement strategies by adjusting 8 key variables • See your balance, income, and expenses for every single year of retirement • Visualize your savings trajectory with clear, interactive charts • Compare income vs. budget to spot years where you may fall short • Identify surpluses and shortfalls before they become problems • Model different Social Security start ages (62, 67, or 70) and see the impact • Factor in inflation, market returns, and tax rates for realistic projections 8 ADJUSTABLE VARIABLES: • Current savings (401k, IRA, brokerage, and total nest egg) • Annual growth rate (conservative, moderate, or aggressive portfolios) • Monthly retirement budget (housing, food, healthcare, and lifestyle) • Social Security benefit amount and start age • Federal and state tax rates • Inflation rate assumption • Retirement start age • Life expectancy for planning horizon CLEAR YEAR-BY-YEAR PROJECTIONS: • See your account balance at every age from retirement through the end of the plan • Track annual income from all sources (withdrawals, Social Security, pensions) • View annual expenses, including taxes and inflation adjustments • Spot the exact year your money runs out — or confirm it never does • Export-ready charts that make complex numbers easy to understand WHO IT’S FOR: • Planning to retire in the next 5–15 years and want to see if you’re on track • Already retired and want to adjust your withdrawal strategy • Couples planning retirement together who need a shared picture • Financial planners who want a quick visualization tool for client conversations • Anyone with a 401k, IRA, or pension who wants to understand their future income COMPARE SCENARIOS: • What if you retire at 62 vs. 67? • What if the market returns 5% instead of 7%? • What if you cut your budget by $500/month? • What if you delay Social Security to age 70? • Test every scenario and see the outcome in seconds Your data stays on your device. No account required. No subscriptions. No financial data shared with anyone. Just clear answers about your financial future. Download RetireSmart and see your retirement clearly. **YOUR DATA, YOUR DEVICE** We take privacy seriously. RetireSmart never transmits your financial information anywhere. All calculations happen on your device, and your data never leaves it. No account required, no cloud storage, no tracking. **ACTIVELY DEVELOPED** We're constantly improving RetireSmart based on user feedback. Have a feature request or suggestion? We'd love to hear from you! **DOWNLOAD TODAY** Start planning your retirement with confidence. Download RetireSmart and take control of your financial future. No subscriptions. No ads. No data collection. Just powerful retirement planning tools. LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.adanatech.com/retiresmartprivacypolicy
Glidepaths
This app helps you visualize and plan for your retirement by aggregating your income, savings, benefits, and personal goals. It offers a reality-based approach to test assumptions and answer critical questions about your financial future. Gain clarity and control over your long-term financial well-being.
- Retirement income aggregation
- Savings and benefits visualization
- Personal goal integration
- Reality-based assumption testing
- Whole life financial overview
- Customization options
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More than a simple retirement calculator, Glidepaths is your personal assistant in aggregating the lifetime effects of your income, savings, benefits, and personal goals in a simple visualization. Glidepaths puts you in control and helps direct you towards deeper research and customization. Answer the question: have I done enough to provide for my family in retirement? What can I do now to best prepare myself for the future? This is a reality based approach, with mechanics to test and validate assumptions. BRS, TSP, Reserve, Guard, VA, SBP, pension, military spouse. competitors are all single-purpose calculators; Glidepaths sees your whole life on one chart.
Screenshots
Verdict
The clearest difference is in-app purchases: Glidepaths at none against RetireSmart's 2. Glidepaths also leads on update cadence (every 6 days vs every 5 weeks) and iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. RetireSmart sells 2 in-app purchases, starting at $3.99 per month. Glidepaths asks for nothing beyond the download.
RetireSmart ships an update every 5 weeks, Glidepaths every 6 days. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.
| Parameter | RetireSmart | Glidepaths |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 13 MB | 60 MB |
| Age rating | 9+ | 4+ |
| Developer | Puffidea | Thomas Hickey |
In-app purchases
RetireSmart
- RetireSmart Pro Monthly$3.991 Month
- RetireSmart Pro Annual$24.991 Year
Glidepaths
No in-app purchases
Questions
Is RetireSmart free?
Is Glidepaths free?
Do RetireSmart or Glidepaths have ads?
Which is updated more often, RetireSmart or Glidepaths?
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