# FIRE Independence vs Jayu

The clearest difference is price: Jayu at Free against FIRE Independence's $4.99. Jayu also leads on iOS requirement (15.1 vs 18.1). FIRE Independence's advantage is in-app purchases (none vs 2) and review sentiment (100% vs 67%). On ratings volume, update cadence, ads and device support there is nothing between them.

Jayu is free to download; FIRE Independence costs $4.99 up front. Jayu sells 2 in-app purchases, starting at $5.99 per month. FIRE Independence asks for nothing beyond the download.

FIRE Independence holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 11 and 5 respectively. Written reviews point the same way: 100% of FIRE Independence's written reviews are positive against 67% of Jayu's.

FIRE Independence ships an update every 9 days, Jayu fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | FIRE Independence | Jayu |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fire-independence/id6756547156/reviews)** | [4.8 (5 ratings)](https://appshunter.io/ios/app/jayu-fire-strategy/id6763947354/reviews) |
| Number of ratings | **11** | 5 |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Paid | **Freemium** |
| Size | 2 MB | 54 MB |
| Requires iOS | 18.1 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ryan Henryson](https://appshunter.io/developer/1860699018) | [Wuju Labs LLC](https://appshunter.io/developer/1894338753) |

## What reviewers say

### FIRE Independence

[App page](https://appshunter.io/ios/app/fire-independence/id6756547156)

This app helps users plan for early retirement by calculating their financial independence number, tracking assets and expenses, and projecting future net worth. It offers various FIRE lifestyle options and emphasizes data privacy with local storage.

**Highlights:** Personalized FIRE Number calculation, Tracking of assets, investments, expenses, and debts, Projections for net worth and years to FIRE, Support for Lean, Standard, Fat, and Coast FIRE, User-friendly interface with real-time updates, Local data storage for enhanced privacy

**Features:** macOS Compatibility

**In-app purchases:** none


### Jayu

[App page](https://appshunter.io/ios/app/jayu-fire-strategy/id6763947354)

This app offers advanced financial independence, retire early (FIRE) planning with personalized projections, Monte Carlo simulations, and AI-driven tax optimization strategies. It helps users understand their financial future, optimize savings, and track progress towards their goals.

**Highlights:** Monte Carlo simulations for FIRE outcomes, Advanced tax optimization strategies, Personalized funding waterfall, Geographic arbitrage planning, Unlimited scenario testing, AI financial advisor, Progress tracking and milestone alerts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Jayu Pro | $5.99 | per month |
| Jayu Pro | $35.99 | per year |


## Frequently asked questions

### Is FIRE Independence free?

FIRE Independence costs $4.99, with no in-app purchases.

### Is Jayu free?

Jayu is free to download, with in-app purchases available.

### Which has better reviews, FIRE Independence or Jayu?

FIRE Independence is rated higher. FIRE Independence averages 5.0 out of 5 from 11 ratings, while Jayu averages 4.8 from 5 ratings.

### Do FIRE Independence or Jayu have ads?

Neither FIRE Independence nor Jayu shows ads.

### Which is updated more often, FIRE Independence or Jayu?

FIRE Independence ships an update every 9 days, and Jayu fortnightly. Most recently, FIRE Independence was updated on October 24, 2026 and Jayu on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*