# BudgetDeck vs WiseSpend

The clearest difference is in-app purchases: BudgetDeck at none against WiseSpend's 3. BudgetDeck also leads on iOS requirement (16.6 vs 26.0). WiseSpend's advantage is update cadence (weekly vs every 6 weeks). On price, ads and device support there is nothing between them.

Both are free to download. WiseSpend sells 3 in-app purchases, starting at $2.99 per month. BudgetDeck asks for nothing beyond the download.

BudgetDeck ships an update every 6 weeks, WiseSpend weekly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BudgetDeck | WiseSpend |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Size | 10 MB | 12 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sid'Ahmed Khou](https://appshunter.io/developer/1861325953) | [Alan Anaya Araujo](https://appshunter.io/developer/1067032835) |

## What reviewers say

### BudgetDeck

[App page](https://appshunter.io/ios/app/budgetdeck/id6756549411)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WiseSpend

[App page](https://appshunter.io/ios/app/wisespend-credit-flow/id6760887360)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WiseSpend Pro Monthly | $2.99 | per month |
| WiseSpend Pro Yearly | $19.99 | per year |
| WiseSpend Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is BudgetDeck free?

BudgetDeck is free to download, with no in-app purchases.

### Is WiseSpend free?

WiseSpend is free to download, with in-app purchases available.

### Do BudgetDeck or WiseSpend have ads?

Neither BudgetDeck nor WiseSpend shows ads.

### Which is updated more often, BudgetDeck or WiseSpend?

BudgetDeck ships an update every 6 weeks, and WiseSpend weekly. Most recently, BudgetDeck was updated on October 25, 2026 and WiseSpend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*