# BudgetDeck vs Loan Manager & Debt Tracker

The clearest difference is in-app purchases: BudgetDeck at none against Loan Manager & Debt Tracker's 2. Loan Manager & Debt Tracker's advantage is update cadence (fortnightly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Loan Manager & Debt Tracker sells 2 in-app purchases, starting at $7.99 per month. BudgetDeck asks for nothing beyond the download.

BudgetDeck ships an update every 6 weeks, Loan Manager & Debt Tracker fortnightly. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BudgetDeck | Loan Manager & Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Size | 10 MB | 13 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sid'Ahmed Khou](https://appshunter.io/developer/1861325953) | [Sascha Koziellek](https://appshunter.io/developer/1736388927) |

## What reviewers say

### BudgetDeck

[App page](https://appshunter.io/ios/app/budgetdeck/id6756549411)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loan Manager & Debt Tracker

[App page](https://appshunter.io/ios/app/loan-manager-and-debt-tracker/id6805946509)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| KreditPilot PRO Monthly | $7.99 | per month |
| KreditPilot PRO Annual | $49.99 | per year |


## Frequently asked questions

### Is BudgetDeck free?

BudgetDeck is free to download, with no in-app purchases.

### Is Loan Manager & Debt Tracker free?

Loan Manager & Debt Tracker is free to download, with in-app purchases available.

### Do BudgetDeck or Loan Manager & Debt Tracker have ads?

Neither BudgetDeck nor Loan Manager & Debt Tracker shows ads.

### Which is updated more often, BudgetDeck or Loan Manager & Debt Tracker?

BudgetDeck ships an update every 6 weeks, and Loan Manager & Debt Tracker fortnightly. Most recently, BudgetDeck was updated on October 25, 2026 and Loan Manager & Debt Tracker on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*