# InstantTF vs Split Expenses

The clearest difference is in-app purchases: InstantTF at none against Split Expenses's 1. InstantTF also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). Split Expenses's advantage is update cadence (every 6 days vs every 3 weeks). On price and ads there is nothing between them.

Both are free to download. Split Expenses sells 1 one-off in-app purchase. InstantTF asks for nothing beyond the download.

InstantTF ships an update every 3 weeks, Split Expenses every 6 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | InstantTF | Split Expenses |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Size | 54 MB | 13 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Etegram](https://appshunter.io/developer/1639306033) | [Santiago Borzone](https://appshunter.io/developer/6809041987) |

## What reviewers say

### InstantTF

[App page](https://appshunter.io/ios/app/instanttf/id6756574847)

**Features:** macOS Compatibility

**In-app purchases:** none


### Split Expenses

[App page](https://appshunter.io/ios/app/split-expenses-payupp/id6809041985)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayUpp Pro | $9.99 | one-time |


## Frequently asked questions

### Is InstantTF free?

InstantTF is free to download, with no in-app purchases.

### Is Split Expenses free?

Split Expenses is free to download, with in-app purchases available.

### Do InstantTF or Split Expenses have ads?

Neither InstantTF nor Split Expenses shows ads.

### Which is updated more often, InstantTF or Split Expenses?

InstantTF ships an update every 3 weeks, and Split Expenses every 6 days. Most recently, InstantTF was updated on October 28, 2026 and Split Expenses on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*