# PayClaim vs SettlePay

The clearest difference is rating: SettlePay at 5.0 against PayClaim's 4.7. SettlePay also leads on update cadence (weekly vs every 3 weeks). PayClaim's advantage is ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. PayClaim sells 2 in-app purchases, starting at $2.99 per month and SettlePay sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

SettlePay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: PayClaim has 9 ratings behind it against 1, so its average is the more settled of the two.

PayClaim ships an update every 3 weeks, SettlePay weekly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PayClaim | SettlePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (9 ratings)](https://appshunter.io/ios/app/payclaim-claim-settlements/id6756591343/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settlepay/id6757112002/reviews)** |
| Number of ratings | **9** | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 51 MB | 29 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Chroma Capital Inc.](https://appshunter.io/developer/905459032) | [ZUBAIR HABIBI](https://appshunter.io/developer/1864617850) |

## What reviewers say

### PayClaim

[App page](https://appshunter.io/ios/app/payclaim-claim-settlements/id6756591343)

Discover and claim money from class action lawsuits you qualify for. This app helps you find active settlements, verify your eligibility, and ensure you receive rightful payouts from consumer lawsuits.

**Highlights:** Find class action settlements, Check eligibility for payouts, Claim money from lawsuits, Discover brands owing money, Track unclaimed settlement money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayClaim Pro Monthly Plan | $2.99 | per month |
| PayClaim Pro Annual Plan | $29.99 | per year |


### SettlePay

[App page](https://appshunter.io/ios/app/settlepay/id6757112002)

Discover and track unclaimed money from class action settlements. Easily find opportunities you're owed, monitor claim status, and receive notifications for new settlements and payments. Many claims require no proof of purchase.

**Highlights:** Browse active settlements, Filter by category, Track claim status, Smart notifications, Earnings dashboard, Claims requiring no proof

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual | $39.99 | per year |


## Frequently asked questions

### Is PayClaim free?

PayClaim is free to download, with in-app purchases available.

### Is SettlePay free?

SettlePay is free to download, with in-app purchases available.

### Which has better reviews, PayClaim or SettlePay?

SettlePay is rated higher. PayClaim averages 4.7 out of 5 from 9 ratings, while SettlePay averages 5.0 from 1 ratings.

### Do PayClaim or SettlePay have ads?

Neither PayClaim nor SettlePay shows ads.

### Which is updated more often, PayClaim or SettlePay?

PayClaim ships an update every 3 weeks, and SettlePay weekly. Most recently, PayClaim was updated on October 11, 2026 and SettlePay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*