# KiroLoans vs Dívida Zero

The clearest difference is in-app purchases: Dívida Zero at none against KiroLoans's 4. Dívida Zero also leads on iOS requirement (15.1 vs 26.0). KiroLoans's advantage is update cadence (every 4 days vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. KiroLoans sells 4 in-app purchases, starting at $3.99 per month. Dívida Zero asks for nothing beyond the download.

KiroLoans ships an update every 4 days, Dívida Zero every 3 months. The most recent releases landed on May 31, 2026 and August 24, 2026 respectively.

## The numbers

| Metric | KiroLoans | Dívida Zero |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 months |
| Size | 3 MB | 47 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [jesus mauricio flores](https://appshunter.io/developer/1861839734) | [Julio Cesar Lima de Jesus Lemos](https://appshunter.io/developer/1632737264) |

## What reviewers say

### KiroLoans

[App page](https://appshunter.io/ios/app/kiroloans/id6756619231)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $3.99 | per month |
| Premium Monthly | $7.99 | per month |
| Basic Yearly | $34.99 | per year |
| Premium Yearly | $59.99 | per year |


### Dívida Zero

[App page](https://appshunter.io/ios/app/divida-zero/id6759846781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KiroLoans free?

KiroLoans is free to download, with in-app purchases available.

### Is Dívida Zero free?

Dívida Zero is free to download, with no in-app purchases.

### Do KiroLoans or Dívida Zero have ads?

Neither KiroLoans nor Dívida Zero shows ads.

### Which is updated more often, KiroLoans or Dívida Zero?

KiroLoans ships an update every 4 days, and Dívida Zero every 3 months. Most recently, KiroLoans was updated on May 31, 2026 and Dívida Zero on August 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*