# Ledger Wise vs Debt Tracker IOU

The clearest difference is ads: Debt Tracker IOU at none against Ledger Wise's shown. Ledger Wise's advantage is update cadence (every 2 weeks vs every 6 weeks) and iOS requirement (15.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Ledger Wise sells 2 in-app purchases, starting at $4.99 per month and Debt Tracker IOU sells 5 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Ledger Wise ships an update every 2 weeks, Debt Tracker IOU every 6 weeks. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Ledger Wise | Debt Tracker IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | — | Freemium |
| Size | 77 MB | 17 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [FutureWatch](https://appshunter.io/developer/1847897090) | [Aniqa Safdar](https://appshunter.io/developer/1833685744) |

## What reviewers say

### Ledger Wise

[App page](https://appshunter.io/ios/app/ledger-wise/id6756644842)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |
| Yearly Premium | $9.99 | per year |


### Debt Tracker IOU

[App page](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630)

This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

**Highlights:** Track loans and IOUs, Smart financial insights, Payment reminders, Organize by person, Add notes and receipts, Export data to CSV, Local storage and biometric lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $0.99 | per 7 days |
| Monthly Pro | $2.99 | per month |
| Yearly Pro | $19.99 | per year |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Pro | $34.99 | one-time |


## Frequently asked questions

### Is Ledger Wise free?

Ledger Wise is free to download, with in-app purchases available.

### Is Debt Tracker IOU free?

Debt Tracker IOU is free to download, with in-app purchases available.

### Do Ledger Wise or Debt Tracker IOU have ads?

Ledger Wise shows ads; Debt Tracker IOU does not.

### Which is updated more often, Ledger Wise or Debt Tracker IOU?

Ledger Wise ships an update every 2 weeks, and Debt Tracker IOU every 6 weeks. Most recently, Ledger Wise was updated on October 30, 2026 and Debt Tracker IOU on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*