# Splitify vs Surplus Budget & Money Tracker

The clearest difference is rating: Surplus Budget & Money Tracker at 4.6 against Splitify's 3.2. Surplus Budget & Money Tracker also leads on review sentiment (100% vs 88%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and Surplus Budget & Money Tracker sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus Budget & Money Tracker holds the better App Store score, 4.6 against 3.2. Both are backed by a comparable volume of ratings — 5 and 10 respectively. Written reviews point the same way: 88% of Splitify's written reviews are positive against 100% of Surplus Budget & Money Tracker's.

Splitify ships an update every 4 days, Surplus Budget & Money Tracker every 3 days. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Splitify | Surplus Budget & Money Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540/reviews) | **[4.6 (10 ratings)](https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238/reviews)** |
| Number of ratings | 5 | **10** |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 116 MB | 43 MB |
| Requires iOS | 18.0 | **17.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Findat Private Limited](https://appshunter.io/developer/1861789652) | [George Matthew Shalhoub](https://appshunter.io/developer/1863580376) |

## What reviewers say

### Splitify

[App page](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


### Surplus Budget & Money Tracker

[App page](https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238)

Gain financial clarity by tracking spending, savings, debt, and investments in one comprehensive app. Understand your cash flow, net worth, and what's safe to spend to achieve your financial goals.

**Highlights:** All-in-one financial picture, Track spending, savings, and debt, Monitor investments and assets, Real-time budget updates, Automated transaction import, Cash flow forecasting

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Monthly | $14.99 | per month |
| Surplus Yearly | $99.99 | per year |


## Frequently asked questions

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Is Surplus Budget & Money Tracker free?

Surplus Budget & Money Tracker is free to download, with in-app purchases available.

### Which has better reviews, Splitify or Surplus Budget & Money Tracker?

Surplus Budget & Money Tracker is rated higher. Splitify averages 3.2 out of 5 from 5 ratings, while Surplus Budget & Money Tracker averages 4.6 from 10 ratings.

### Do Splitify or Surplus Budget & Money Tracker have ads?

Both Splitify and Surplus Budget & Money Tracker show ads.

### Which is updated more often, Splitify or Surplus Budget & Money Tracker?

Splitify ships an update every 4 days, and Surplus Budget & Money Tracker every 3 days. Most recently, Splitify was updated on October 21, 2026 and Surplus Budget & Money Tracker on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*