# Splitify vs heap

The clearest difference is rating: heap at 5.0 against Splitify's 3.0. heap also leads on review sentiment (100% vs 80%) and iOS requirement (15.1 vs 18.0). Splitify's advantage is update cadence (every 2 days vs weekly) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and heap sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

heap holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 80% of Splitify's written reviews are positive against 100% of heap's.

Splitify ships an update every 2 days, heap weekly. The most recent releases landed on September 17, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Splitify | heap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 112 MB | 61 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Findat Private Limited](https://appshunter.io/developer/1861789652) | [Danylo Strelchenia](https://appshunter.io/developer/1879282863) |

## What reviewers say

### Splitify

[App page](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


### heap

[App page](https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889)

This AI-powered app simplifies money management by tracking expenses, planning budgets, and providing insights into spending habits. It helps users manage subscriptions, reach savings goals, and get quick answers about their finances through natural language queries.

**Highlights:** AI-powered expense tracking, Automated transaction logging, Subscription and bill monitoring, Savings goal management, Natural language financial queries, Shared finance organization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Plan Monthly | $4.99 | per month |
| Pro Plan Monthly | $9.99 | per month |
| Individual Plan Annual | $38.99 | per year |
| Pro Plan Annual | $71.99 | per year |


## Frequently asked questions

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Is heap free?

heap is free to download, with in-app purchases available.

### Which has better reviews, Splitify or heap?

heap is rated higher. Splitify averages 3.0 out of 5 from 4 ratings, while heap averages 5.0 from 1 ratings.

### Do Splitify or heap have ads?

Both Splitify and heap show ads.

### Which is updated more often, Splitify or heap?

Splitify ships an update every 2 days, and heap weekly. Most recently, Splitify was updated on September 17, 2026 and heap on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*