# Splitify vs heap AI

The clearest difference is rating: heap AI at 5.0 against Splitify's 3.2. heap AI also leads on review sentiment (100% vs 88%) and iOS requirement (16.4 vs 18.0). Splitify's advantage is ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and heap AI sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

heap AI holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Splitify has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of Splitify's written reviews are positive against 100% of heap AI's.

Splitify ships an update every 5 days, heap AI every 8 days. Both last shipped on November 9, 2026.

## The numbers

| Metric | Splitify | heap AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/heap-ai-expense-tracker/id6759523889/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 5 days** | Every 8 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 118 MB | 79 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Findat Private Limited](https://appshunter.io/developer/1861789652) | [Danylo Strelchenia](https://appshunter.io/developer/1879282863) |

## What reviewers say

### Splitify

[App page](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


### heap AI

[App page](https://appshunter.io/ios/app/heap-ai-expense-tracker/id6759523889)

Effortlessly track expenses, manage subscriptions, and understand your spending with AI-powered insights. This finance app makes managing your money fast and intuitive, helping you budget and reach your savings goals.

**Highlights:** Fast expense tracking, AI-powered voice and text input, Account and balance management, Subscription and recurring payment tracking, Budgeting and savings goals, Visual spending analytics, Local-first tracking, no bank login required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Plan Monthly | $4.99 | per month |
| Pro Plan Monthly | $9.99 | per month |
| Individual Plan Annual | $38.99 | per year |
| Pro Plan Annual | $71.99 | per year |
| Unlimited Transactions | $2.99 | one-time |


## Frequently asked questions

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Is heap AI free?

heap AI is free to download, with in-app purchases available.

### Which has better reviews, Splitify or heap AI?

heap AI is rated higher. Splitify averages 3.2 out of 5 from 5 ratings, while heap AI averages 5.0 from 1 ratings.

### Do Splitify or heap AI have ads?

Both Splitify and heap AI show ads.

### Which is updated more often, Splitify or heap AI?

Splitify ships an update every 5 days, and heap AI every 8 days. Most recently, Splitify was updated on November 9, 2026 and heap AI on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*