# Splitify vs Settle Wise

The clearest difference is in-app purchases: Settle Wise at none against Splitify's 6. Settle Wise also leads on ads (none vs shown) and iOS requirement (15.0 vs 18.0). Splitify's advantage is update cadence (every 2 days vs every 3 months). On price and device support there is nothing between them.

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month. Settle Wise asks for nothing beyond the download.

Splitify ships an update every 2 days, Settle Wise every 3 months. The most recent releases landed on September 17, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Splitify | Settle Wise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (4 ratings)](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 112 MB | 32 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Findat Private Limited](https://appshunter.io/developer/1861789652) | [Fiveone Digital](https://appshunter.io/developer/1336465055) |

## What reviewers say

### Splitify

[App page](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


### Settle Wise

[App page](https://appshunter.io/ios/app/settle-wise-split-and-settle/id6759605160)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Is Settle Wise free?

Settle Wise is free to download, with no in-app purchases.

### Do Splitify or Settle Wise have ads?

Splitify shows ads; Settle Wise does not.

### Which is updated more often, Splitify or Settle Wise?

Splitify ships an update every 2 days, and Settle Wise every 3 months. Most recently, Splitify was updated on September 17, 2026 and Settle Wise on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*