Comparison

Splitify vs Waia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitify

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

Highlights
  • Group expense splitting
  • AI receipt scanner
  • Bank and credit card sync
  • Spending insights and budgets
  • Net worth tracking
  • AI-powered finance assistant
  • Multi-currency support
Read full description

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Waia

Features
Read full description

Waia is your personal finance companion that helps you track your net worth, investments, income, expenses, and financial goals, all in one beautifully designed app. WEALTH TRACKING • Track your net worth over time with detailed charts • Add assets (stocks, crypto, real estate, cash) and liabilities • Set and monitor financial goals • Automatic stock & crypto price updates via Yahoo Finance and CoinGecko AI COACH • Chat with your AI powered financial coach • Get personalized insights about your portfolio • Voice message support for hands free interaction • Manage your portfolio through natural language CASHFLOW MANAGEMENT • Track income and expenses by category • Monitor recurring subscriptions • Visualize money flow with Sankey diagrams • Stay organized with a built in to do list MARKET • Follow your favorite stocks and cryptocurrencies • Real time price tracking and watchlists • Company logos and detailed asset information SOCIAL • Share your financial journey with friends • Follow other users and see their insights • Like and comment on posts • Build your financial community Waia: your wealth, your way. Terms of Use: https://gokhanazap.github.io/waia-legal/terms-of-service.html Privacy Policy: https://gokhanazap.github.io/waia-legal/privacy-policy.html

Screenshots

Splitify4 screens
Waia4 screens

Verdict

The call

The clearest difference is update cadence: Splitify at every 4 days against Waia's every 9 days. Waia's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and Waia sells 14 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitify ships an update every 4 days, Waia every 9 days. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
Splitify versus Waia: the parameters behind the verdict, then further details
ParameterSplitifyWaia
PriceFreeFree
Rating3.2 (5 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 days — betterEvery 9 days
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size116 MB76 MB
Age rating12+4+
DeveloperFindat Private LimitedGOKHAN AZAP

In-app purchases

3 purchases

Splitify

Subscriptions3
  • Splitify Pro Monthly7 Days trial2 variants$2.991 Month
  • Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
  • Splitify Pro Yearly7 Days trial2 variants$19.991 Year
14 purchases

Waia

Subscriptions14
  • Waia Pro7 Days trial$3.991 Month
  • premium7 Days trial$3.991 Month
  • Waia Pro$4.991 Month
Show 11 more
  • Waia Pro$7.991 Month
  • Waia Pro$9.991 Month
  • Waia Pro7 Days trial$12.991 Month
  • Waia Pro7 Days trial$14.991 Month
  • Waia Pro7 Days trial$19.991 Year
  • premium7 Days trial$24.991 Year
  • Waia Pro7 Days trial$29.991 Year
  • Waia Pro7 Days trial$49.991 Year
  • Waia Pro7 Days trial$59.991 Year
  • Waia Pro7 Days trial$74.991 Year
  • Waia Pro7 Days trial$99.991 Year

Questions

Is Splitify free?
Splitify is free to download, with in-app purchases available.
Is Waia free?
Waia is free to download, with in-app purchases available.
Do Splitify or Waia have ads?
Both Splitify and Waia show ads.
Which is updated more often, Splitify or Waia?
Splitify ships an update every 4 days, and Waia every 9 days. Most recently, Splitify was updated on October 22, 2026 and Waia on October 20, 2026.

Other comparisons