# Splitify vs SpendByMe

The clearest difference is ads: SpendByMe at none against Splitify's shown. SpendByMe also leads on iOS requirement (16.0 vs 18.0). Splitify's advantage is review sentiment (80% vs 60%) and update cadence (every 2 days vs every 5 days). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and SpendByMe sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Splitify ships an update every 2 days, SpendByMe every 5 days. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Splitify | SpendByMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (4 ratings)](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | **80.0% of reviews** | 60.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 112 MB | 90 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Findat Private Limited](https://appshunter.io/developer/1861789652) | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) |

## What reviewers say

### Splitify

[App page](https://appshunter.io/ios/app/splitify-expense-tracker/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


## Frequently asked questions

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Do Splitify or SpendByMe have ads?

Splitify shows ads; SpendByMe does not.

### Which is updated more often, Splitify or SpendByMe?

Splitify ships an update every 2 days, and SpendByMe every 5 days. Most recently, Splitify was updated on September 17, 2026 and SpendByMe on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*