# Subscription tracker vs Spending Tracker

The clearest difference is rating: Spending Tracker at 5.0 against Subscription tracker's 3.7. Spending Tracker also leads on review sentiment (100% vs 67%). Subscription tracker's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Subscription tracker sells 3 in-app purchases, starting at $2.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 67% of Subscription tracker's written reviews are positive against 100% of Spending Tracker's.

Subscription tracker ships an update every 2 weeks, Spending Tracker monthly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Subscription tracker | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/subscription-tracker-manager/id6756668996/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 28 MB | 20 MB |
| Requires iOS | **18.6** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Abdessamad Elguarnaoui](https://appshunter.io/developer/1848440852) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### Subscription tracker

[App page](https://appshunter.io/ios/app/subscription-tracker-manager/id6756668996)

Manage all your recurring expenses in one place. Automatically monitor direct debits, standing orders, and subscriptions to avoid forgotten charges and save money. Get smart calendar views, trial alerts, and custom reminders for upcoming payments.

**Highlights:** Universal tracking for 500+ services, Smart calendar for upcoming payments, Direct debit and standing order monitoring, Trial period alerts, Customizable payment reminders, Spending insights by category, Family sharing for subscriptions

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Annual Premium | $19.99 | per year |
| Lifetime Premium | $49.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375)

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

**Highlights:** Track daily expenses, Stay on budget, Visualize spending categories, Save for goals, Home screen widgets, Manage recurring charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is Subscription tracker free?

Subscription tracker is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Subscription tracker or Spending Tracker?

Spending Tracker is rated higher. Subscription tracker averages 3.7 out of 5 from 3 ratings, while Spending Tracker averages 5.0 from 1 ratings.

### Do Subscription tracker or Spending Tracker have ads?

Neither Subscription tracker nor Spending Tracker shows ads.

### Which is updated more often, Subscription tracker or Spending Tracker?

Subscription tracker ships an update every 2 weeks, and Spending Tracker monthly. Most recently, Subscription tracker was updated on October 17, 2026 and Spending Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*