# Mi Finanzo vs PennyWise

The clearest difference is in-app purchases: Mi Finanzo at none against PennyWise's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PennyWise sells 2 in-app purchases, starting at $4.99 per month. Mi Finanzo asks for nothing beyond the download.

Mi Finanzo ships an update every 11 days, PennyWise every 6 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Mi Finanzo | PennyWise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 6 days** |
| Size | 6 MB | 31 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Minh Duc Phan](https://appshunter.io/developer/1859399310) | [Andrii Klymyshyn](https://appshunter.io/developer/1894667180) |

## What reviewers say

### Mi Finanzo

[App page](https://appshunter.io/ios/app/mi-finanzo/id6756807568)

**Features:** macOS Compatibility

**In-app purchases:** none


### PennyWise

[App page](https://appshunter.io/ios/app/pennywise-expense-tracker/id6762556862)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyWise Pro Monthly | $4.99 | per month |
| PennyWise Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Mi Finanzo free?

Mi Finanzo is free to download, with no in-app purchases.

### Is PennyWise free?

PennyWise is free to download, with in-app purchases available.

### Do Mi Finanzo or PennyWise have ads?

Neither Mi Finanzo nor PennyWise shows ads.

### Which is updated more often, Mi Finanzo or PennyWise?

Mi Finanzo ships an update every 11 days, and PennyWise every 6 days. Most recently, Mi Finanzo was updated on October 25, 2026 and PennyWise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*