# Envelope Budget vs Truly Simple Envelopes

Envelope Budget and Truly Simple Envelopes are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Envelope Budget sells 2 in-app purchases, starting at $0.99 per month and Truly Simple Envelopes sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Envelope Budget against 5.0 for Truly Simple Envelopes. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Envelope Budget ships an update every 3 weeks, Truly Simple Envelopes every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Envelope Budget | Truly Simple Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/truly-simple-envelopes/id6766333795/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 4 MB | 1 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Parag Bafna](https://appshunter.io/developer/1827018897) | [Colin Wright](https://appshunter.io/developer/1814828139) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062)

This app helps you manage your money using the zero-based envelope budgeting method. Assign every dollar a purpose, track spending across multiple accounts, and set savings goals. Visualize your financial health with insightful reports and home screen widgets.

**Highlights:** Zero-Based Budgeting, Multiple Account Tracking, Smart Credit Card Handling, Split Transactions, Savings Goals, Budget vs Actual Reports, iCloud Sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### Truly Simple Envelopes

[App page](https://appshunter.io/ios/app/truly-simple-envelopes/id6766333795)

This app offers a digital approach to the cash stuffing budgeting method. It allows users to manually allocate funds into custom digital envelopes for different spending categories, promoting mindful spending and financial peace of mind without bank linking.

**Highlights:** Digital cash stuffing method, Manual transaction entry, Customizable digital envelopes, Main wallet for unallocated income, iCloud syncing across Apple devices, WCAG AA accessibility standards, Subscription-free with optional one-time purchase

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is Truly Simple Envelopes free?

Truly Simple Envelopes is free to download, with in-app purchases available.

### Which has better reviews, Envelope Budget or Truly Simple Envelopes?

Envelope Budget and Truly Simple Envelopes are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Envelope Budget or Truly Simple Envelopes have ads?

Neither Envelope Budget nor Truly Simple Envelopes shows ads.

### Which is updated more often, Envelope Budget or Truly Simple Envelopes?

Envelope Budget ships an update every 3 weeks, and Truly Simple Envelopes every 2 weeks. Most recently, Envelope Budget was updated on October 30, 2026 and Truly Simple Envelopes on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*