# Envelope Budget vs Newmonth

The clearest difference is in-app purchases: Newmonth at none against Envelope Budget's 2. Envelope Budget's advantage is iOS requirement (17.6 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Envelope Budget sells 2 in-app purchases, starting at $0.99 per month. Newmonth asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Envelope Budget against 5.0 for Newmonth. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Envelope Budget ships an update monthly, Newmonth every 2 weeks. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Envelope Budget | Newmonth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/newmonth-zero-based-budgeting/id6787389938/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 4 MB | 11 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Parag Bafna](https://appshunter.io/developer/1827018897) | [Bogdan-Florin Vlad](https://appshunter.io/developer/6787389940) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062)

This app helps you manage your money using the zero-based envelope budgeting method. Assign every dollar a purpose, track spending across multiple accounts, and set savings goals. Gain clarity on your finances and control where your money goes.

**Highlights:** Zero-Based Budgeting, Multiple Account Tracking, Smart Credit Card Handling, Split Transactions, Savings Goals and Targets, Budget vs. Actual Reports, iCloud Sync

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### Newmonth

[App page](https://appshunter.io/ios/app/newmonth-zero-based-budgeting/id6787389938)

This app helps you understand exactly how much money is available to spend after essential expenses and savings goals. It provides a clear overview of your budget, tracks spending, and allows for collaborative budgeting with a partner.

**Highlights:** Zero-based budgeting, Real-time available spending, Goal tracking, Transaction entry, Overspending alerts, Collaborative budgeting via iCloud, Spending trend analysis

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is Newmonth free?

Newmonth is free to download, with no in-app purchases.

### Which has better reviews, Envelope Budget or Newmonth?

Envelope Budget and Newmonth are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Envelope Budget or Newmonth have ads?

Neither Envelope Budget nor Newmonth shows ads.

### Which is updated more often, Envelope Budget or Newmonth?

Envelope Budget ships an update monthly, and Newmonth every 2 weeks. Most recently, Envelope Budget was updated on November 9, 2026 and Newmonth on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*