# Budget & Subscriptions Kirum vs PointStax

The clearest difference is update cadence: Budget & Subscriptions Kirum at weekly against PointStax's every 6 weeks. PointStax's advantage is monetization model (free vs freemium) and iOS requirement (15.1 vs 18.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Budget & Subscriptions Kirum sells 6 in-app purchases, starting at $2.99 per month and PointStax sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget & Subscriptions Kirum ships an update weekly, PointStax every 6 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Budget & Subscriptions Kirum | PointStax |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pointstax/id6769947953/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Freemium | **Free** |
| Size | 56 MB | 57 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jerome Sasan Bieler](https://appshunter.io/developer/1863828755) | [Strategiz LLC](https://appshunter.io/developer/1896142451) |

## What reviewers say

### Budget & Subscriptions Kirum

[App page](https://appshunter.io/ios/app/budget-and-subscriptions-kirum/id6756943009)

Effortlessly track income and expenses in under 10 seconds without needing bank logins. This app helps you visualize spending patterns, manage subscriptions, and handle multiple currencies, all while prioritizing your privacy.

**Highlights:** Fast expense and income logging, Subscription management, Multi-currency support, Category breakdowns, Privacy-focused design, CSV import

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kirum Premium Monthly Plan | $2.99 | per month |
| Kirum Premium Monthly Plan | $3.99 | per month |
| Kirum Premium Yearly Plan | $11.99 | per year |
| Kirum Premium 7-Day Test | Free | one-time |
| Kirum Premium 3 Extra Days | Free | one-time |
| Kirum Premium Lifetime | $17.99 | one-time |


### PointStax

[App page](https://appshunter.io/ios/app/pointstax/id6769947953)

This app helps you choose the best credit card for every purchase by analyzing merchant data and your card rewards. It provides clear reward rate comparisons without needing to link bank accounts or share transaction history.

**Highlights:** Identify best card for any merchant, View real reward rates, Compare card benefits, Add cards quickly, Browse extensive card catalog, Privacy-focused design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PointStax Pro | $3.99 | per month |


## Frequently asked questions

### Is Budget & Subscriptions Kirum free?

Budget & Subscriptions Kirum is free to download, with in-app purchases available.

### Is PointStax free?

PointStax is free to download, with in-app purchases available.

### Do Budget & Subscriptions Kirum or PointStax have ads?

Neither Budget & Subscriptions Kirum nor PointStax shows ads.

### Which is updated more often, Budget & Subscriptions Kirum or PointStax?

Budget & Subscriptions Kirum ships an update weekly, and PointStax every 6 weeks. Most recently, Budget & Subscriptions Kirum was updated on October 31, 2026 and PointStax on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*