# TalkLedger vs [ moneytime ]

The clearest difference is in-app purchases: TalkLedger at none against [ moneytime ]'s 1. TalkLedger also leads on update cadence (daily vs every 2 weeks). [ moneytime ]'s advantage is ads (none vs shown) and iOS requirement (17.5 vs 26.0). On price and device support there is nothing between them.

Both are free to download. [ moneytime ] sells 1 one-off in-app purchase. TalkLedger asks for nothing beyond the download.

TalkLedger ships an update daily, [ moneytime ] every 2 weeks. The most recent releases landed on October 28, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | TalkLedger | [ moneytime ] |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/moneytime/id6758640936/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Daily** | Every 2 weeks |
| Monetization | — | Freemium |
| Size | 11 MB | 17 MB |
| Requires iOS | 26.0 | **17.5** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Kim Sang sun](https://appshunter.io/developer/1021965912) | [time LLC](https://appshunter.io/developer/1870142373) |

## What reviewers say

### TalkLedger

[App page](https://appshunter.io/ios/app/talkledger/id6756948956)

**Features:** macOS Compatibility

**In-app purchases:** none


### [ moneytime ]

[App page](https://appshunter.io/ios/app/moneytime/id6758640936)

Visualize your financial future by tapping any date on a calendar to see your projected balance. Track bills, income, savings, and investments without complex budgeting or spreadsheets. This app offers a unique, local, and secure approach to wealth forecasting.

**Highlights:** Calendar-based money view, Automatic balance projection, Track recurring income & bills, Enter one-time income & expenses, Bespoke visualization, Local and secure wealth projection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| premium | $2.99 | one-time |


## Frequently asked questions

### Is TalkLedger free?

TalkLedger is free to download, with no in-app purchases.

### Is [ moneytime ] free?

[ moneytime ] is free to download, with in-app purchases available.

### Do TalkLedger or [ moneytime ] have ads?

TalkLedger shows ads; [ moneytime ] does not.

### Which is updated more often, TalkLedger or [ moneytime ]?

TalkLedger ships an update daily, and [ moneytime ] every 2 weeks. Most recently, TalkLedger was updated on October 28, 2026 and [ moneytime ] on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*