# TalkLedger vs SpendWithPlan

The clearest difference is ads: SpendWithPlan at none against TalkLedger's shown. SpendWithPlan also leads on iOS requirement (18.5 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly daily. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | TalkLedger | SpendWithPlan |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Daily | Daily |
| Size | 11 MB | 6 MB |
| Requires iOS | 26.0 | **18.5** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Kim Sang sun](https://appshunter.io/developer/1021965912) | [Oliver Bugar](https://appshunter.io/developer/1861192579) |

## What reviewers say

### TalkLedger

[App page](https://appshunter.io/ios/app/talkledger/id6756948956)

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendWithPlan

[App page](https://appshunter.io/ios/app/spendwithplan/id6758676961)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TalkLedger free?

TalkLedger is free to download, with no in-app purchases.

### Is SpendWithPlan free?

SpendWithPlan is free to download, with no in-app purchases.

### Do TalkLedger or SpendWithPlan have ads?

TalkLedger shows ads; SpendWithPlan does not.

### Which is updated more often, TalkLedger or SpendWithPlan?

TalkLedger ships an update daily, and SpendWithPlan daily. Most recently, TalkLedger was updated on October 12, 2026 and SpendWithPlan on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*