# TalkLedger vs 차곡 가계부

The clearest difference is in-app purchases: TalkLedger at none against 차곡 가계부's 4. TalkLedger also leads on update cadence (daily vs every 6 days). 차곡 가계부's advantage is ads (none vs shown) and iOS requirement (16.0 vs 26.0). On price and device support there is nothing between them.

Both are free to download. 차곡 가계부 sells 4 in-app purchases, starting at $1.99 per month. TalkLedger asks for nothing beyond the download.

TalkLedger ships an update daily, 차곡 가계부 every 6 days. The most recent releases landed on October 28, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | TalkLedger | 차곡 가계부 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6760185650/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 76.9% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Daily** | Every 6 days |
| Monetization | — | Free with in-app purchases |
| Size | 11 MB | 23 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Kim Sang sun](https://appshunter.io/developer/1021965912) | [HYEONGJUN PARK](https://appshunter.io/developer/1883032581) |

## What reviewers say

### TalkLedger

[App page](https://appshunter.io/ios/app/talkledger/id6756948956)

**Features:** macOS Compatibility

**In-app purchases:** none


### 차곡 가계부

[App page](https://appshunter.io/ios/app/id6760185650)

Track personal and shared finances with a focus on achieving savings goals. Manage budgets, monitor investments, and visualize your financial growth. Ideal for individuals and couples managing multiple accounts and wanting a clear overview of their money.

**Highlights:** Personal and shared account management, Goal-based savings tracking, Budgeting by category and account, Real-time stock portfolio tracking, Customizable asset tracking, Intuitive dashboard and calendar view

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 차곡 가계부 PRO (월간) | $1.99 | per month |
| 차곡 가계부 PRO (기존 유저 전용) | $9.99 | per year |
| 차곡 가계부 PRO (연간) | $24.99 | per year |
| 차곡 가계부 PRO (평생 소유) | $19.99 | one-time |


## Frequently asked questions

### Is TalkLedger free?

TalkLedger is free to download, with no in-app purchases.

### Is 차곡 가계부 free?

차곡 가계부 is free to download, with in-app purchases available.

### Do TalkLedger or 차곡 가계부 have ads?

TalkLedger shows ads; 차곡 가계부 does not.

### Which is updated more often, TalkLedger or 차곡 가계부?

TalkLedger ships an update daily, and 차곡 가계부 every 6 days. Most recently, TalkLedger was updated on October 28, 2026 and 차곡 가계부 on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*