# FFC First Finance vs PayDown

The clearest difference is update cadence: PayDown at weekly against FFC First Finance's every 2 weeks. FFC First Finance's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FFC First Finance ships an update every 2 weeks, PayDown weekly. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | FFC First Finance | PayDown |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/ffc-first-finance/id6756982532/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 191 MB | 46 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [FIRST CO FOR FINANCING SMALL AND MEDIUM PROJECTS LTD](https://appshunter.io/developer/1864011515) | [Andrew Carr](https://appshunter.io/developer/1822090504) |

## What reviewers say

### FFC First Finance

[App page](https://appshunter.io/ios/app/ffc-first-finance/id6756982532)

This app allows individuals and business owners to securely apply for personal and SME financing digitally. It features electronic identity verification, easy document uploads, and step-by-step application status tracking with transparent procedures.

**Highlights:** Apply for personal financing, Apply for SME financing, Electronic identity verification (KYC), Easy document upload, Track application status, Transparent procedures

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayDown

[App page](https://appshunter.io/ios/app/paydown-bnpl-tracker/id6796058260)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FFC First Finance free?

FFC First Finance is free to download, with no in-app purchases.

### Is PayDown free?

PayDown is free to download, with no in-app purchases.

### Do FFC First Finance or PayDown have ads?

Neither FFC First Finance nor PayDown shows ads.

### Which is updated more often, FFC First Finance or PayDown?

FFC First Finance ships an update every 2 weeks, and PayDown weekly. Most recently, FFC First Finance was updated on October 11, 2026 and PayDown on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*