Comparison

Debt Tracker IOU vs MoneyControlPro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker IOU

This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

Highlights
  • Track loans and IOUs
  • Smart financial insights
  • Payment reminders
  • Organize by person
  • Add notes and receipts
  • Export data to CSV
  • Local storage and biometric lock
Features
Read full description

Never forget who owes you money again. Khatta Flow is the most intuitive personal ledger and debt manager for anyone who regularly lends or borrows. Whether you are settling small loans with friends or keeping a digital khata book for your shop, Khatta Flow keeps every record precise and organized. NEW — TRACK YOUR DAILY SPENDING Khatta Flow is no longer just for debts. Log your everyday income and expenses alongside your loans and see your full financial picture in one place. - Daily Expense Tracker — record every expense and income entry, automatically sorted into categories like Food & Drink, Transport, Bills, Health and Education. - Quick Add with Back Tap — double-tap the back of your iPhone to log a transaction in seconds, without ever opening the app. - Widgets — keep your To Pay and To Receive balances visible at a glance, right on your screen. - Smarter Reports — new charts, category breakdowns and monthly summaries show you exactly where your money went. WHY CHOOSE KHATTA FLOW - Track loans and IOUs — log every transaction the moment you lend or borrow. - Payment reminders — set custom notifications so a due date never slips past you. - Stay organized — group transactions by person, and attach notes or receipts to any entry. - Multi-currency — keep balances in USD, EUR, GBP and more, each tracked separately. - Professional reporting — export to CSV for Excel, your accountant, or a business partner. PERFECT FOR - Friends splitting bills or tracking shared expenses. - Small business owners who need a reliable debt and credit book. - Anyone ready to retire the paper ledger for a secure digital one. SECURE AND PRIVATE Your financial data is sensitive. Khatta Flow keeps your records on your device and protects them with a biometric app lock. No more forgotten debts. Just complete financial clarity. Terms of Use & EULA: https://docs.google.com/document/d/1gT3g7szuVF_BitDR6KnaHyGCpFDcQRk056kKsli80QE/edit?tab=t.0 Privacy Policy: https://docs.google.com/document/d/1oplMB8vaanZKVyAJv8yURCrc67ypgZB8tL3pZGccJnw/edit?tab=t.0

About

MoneyControlPro

Features
Read full description

MoneyControlPro is a simple debt tracker for personal loans and IOUs. Record money you lent to friends or borrowed from family, log every payment and always know the remaining balance. WHO OWES WHOM, AT A GLANCE • Dashboard with totals for “I Owe” and “They Owe Me” • Every debt shows its status: active, partially paid or fully paid • Recent activity on the main screen EVERY PAYMENT ON RECORD • Record partial payments with a date and a note • Increase an existing debt when you lend or borrow more • Full history for each debt, from the first loan to the last payment 7 CURRENCIES USD, EUR, GBP, RUB, UZS, KZT and TRY. Each debt keeps its own currency. FIND ANYTHING FAST Records with search, Active / Closed filters and sorting by amount, name, date or due date. PRIVATE BY DESIGN No account, no sign-up, no ads, no analytics. Your data is stored only on your iPhone. Available in English, Russian and Uzbek. PREMIUM SUBSCRIPTION MoneyControlPro is free to try for 7 days with full access. After the trial, a Premium subscription is required to keep using the app: • Premium Monthly: $0.99 per month • Premium Annual: $9.99 per year Prices are in US dollars and may differ in your country. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period; renewal is charged within 24 hours before the period ends. You can manage or cancel the subscription in your Apple Account settings at any time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://komolbek.github.io/MoneyControlPro/privacy.html

Screenshots

Debt Tracker IOU4 screens
MoneyControlPro4 screens

Verdict

The call

The clearest difference is update cadence: Debt Tracker IOU at every 6 weeks against MoneyControlPro's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker IOU sells 5 in-app purchases, starting at $0.99 per 7 days and MoneyControlPro sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt Tracker IOU ships an update every 6 weeks, MoneyControlPro every 10 months. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard1 real difference · 9 level
Debt Tracker IOU versus MoneyControlPro: the parameters behind the verdict, then further details
ParameterDebt Tracker IOUMoneyControlPro
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeks — betterEvery 10 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size17 MB1 MB
Age rating4+4+
DeveloperAniqa SafdarKomol Ibragimov

In-app purchases

5 purchases

Debt Tracker IOU

Subscriptions3
  • Weekly Pro3 Days trial$0.997 Days
  • Monthly Pro3 Days trial$2.991 Month
  • Yearly Pro3 Days trial$19.991 Year
One-time2
  • Lifetime Premium2 variants$34.99
  • Lifetime Pro$34.99
2 purchases

MoneyControlPro

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Premium$9.991 Year

Questions

Is Debt Tracker IOU free?
Debt Tracker IOU is free to download, with in-app purchases available.
Is MoneyControlPro free?
MoneyControlPro is free to download, with in-app purchases available.
Do Debt Tracker IOU or MoneyControlPro have ads?
Neither Debt Tracker IOU nor MoneyControlPro shows ads.
Which is updated more often, Debt Tracker IOU or MoneyControlPro?
Debt Tracker IOU ships an update every 6 weeks, and MoneyControlPro every 10 months. Most recently, Debt Tracker IOU was updated on November 5, 2026 and MoneyControlPro on November 9, 2026.

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