# Debt Tracker IOU vs OweTrack

The clearest difference is update cadence: OweTrack at fortnightly against Debt Tracker IOU's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Tracker IOU sells 5 in-app purchases, starting at $0.99 per 7 days and OweTrack sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Tracker IOU ships an update every 6 weeks, OweTrack fortnightly. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debt Tracker IOU | OweTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 17 MB | 5 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aniqa Safdar](https://appshunter.io/developer/1833685744) | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) |

## What reviewers say

### Debt Tracker IOU

[App page](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630)

This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

**Highlights:** Track loans and IOUs, Smart financial insights, Payment reminders, Organize by person, Add notes and receipts, Export data to CSV, Local storage and biometric lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $0.99 | per 7 days |
| Monthly Pro | $2.99 | per month |
| Yearly Pro | $19.99 | per year |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Pro | $34.99 | one-time |


### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


## Frequently asked questions

### Is Debt Tracker IOU free?

Debt Tracker IOU is free to download, with in-app purchases available.

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Do Debt Tracker IOU or OweTrack have ads?

Neither Debt Tracker IOU nor OweTrack shows ads.

### Which is updated more often, Debt Tracker IOU or OweTrack?

Debt Tracker IOU ships an update every 6 weeks, and OweTrack fortnightly. Most recently, Debt Tracker IOU was updated on October 8, 2026 and OweTrack on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*