# Debt Tracker IOU vs Owesome

The clearest difference is in-app purchases: Owesome at none against Debt Tracker IOU's 6. Owesome also leads on update cadence (every 5 days vs every 6 weeks) and iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Debt Tracker IOU sells 5 in-app purchases, starting at $0.99 per 7 days. Owesome asks for nothing beyond the download.

Debt Tracker IOU ships an update every 6 weeks, Owesome every 5 days. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Debt Tracker IOU | Owesome |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 17 MB | 47 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Aniqa Safdar](https://appshunter.io/developer/1833685744) | [Farhan Angullia](https://appshunter.io/developer/1822031718) |

## What reviewers say

### Debt Tracker IOU

[App page](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630)

This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

**Highlights:** Track loans and IOUs, Smart financial insights, Payment reminders, Organize by person, Add notes and receipts, Export data to CSV, Local storage and biometric lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $0.99 | per 7 days |
| Monthly Pro | $2.99 | per month |
| Yearly Pro | $19.99 | per year |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Pro | $34.99 | one-time |


### Owesome

[App page](https://appshunter.io/ios/app/owesome/id6795968360)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker IOU free?

Debt Tracker IOU is free to download, with in-app purchases available.

### Is Owesome free?

Owesome is free to download, with no in-app purchases.

### Do Debt Tracker IOU or Owesome have ads?

Neither Debt Tracker IOU nor Owesome shows ads.

### Which is updated more often, Debt Tracker IOU or Owesome?

Debt Tracker IOU ships an update every 6 weeks, and Owesome every 5 days. Most recently, Debt Tracker IOU was updated on November 5, 2026 and Owesome on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*