# Smart Savings Tracker vs AI Expense Notebook & Tracker

The clearest difference is iOS requirement: AI Expense Notebook & Tracker at 13.0 against Smart Savings Tracker's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Smart Savings Tracker sells 1 one-off in-app purchase and AI Expense Notebook & Tracker sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Smart Savings Tracker ships an update every 3 weeks, AI Expense Notebook & Tracker monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Smart Savings Tracker | AI Expense Notebook & Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ai-expense-notebook-and-tracker/id6758518297/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 10 MB | 46 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KOTARO OMORI](https://appshunter.io/developer/1852710904) | [Codematics Services](https://appshunter.io/developer/1225541389) |

## What reviewers say

### Smart Savings Tracker

[App page](https://appshunter.io/ios/app/smart-savings-tracker/id6756996526)

Visualize your savings and stay motivated by tracking money not spent. Set multiple goals, build streaks, and get daily reminders to log your progress. Premium features offer enhanced convenience and security.

**Highlights:** Log money saved from skipped purchases, Set multiple savings goals, Build daily streaks for motivation, Home screen widget for quick checks, Calendar view for progress overview, Visual charts for savings insights, Daily logging reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Savings Premium | $4.99 | one-time |


### AI Expense Notebook & Tracker

[App page](https://appshunter.io/ios/app/ai-expense-notebook-and-tracker/id6758518297)

Effortlessly manage your finances with an AI-powered expense tracker. Scan receipts for automatic data extraction, set budgets, track spending, and monitor savings goals. Gain visual insights into your financial habits and receive bill payment reminders.

**Highlights:** AI receipt scanning, Smart budget planner, Daily expense logging, Visual spending insights, Multiple currency support, Savings goal tracking, Bill payment reminders, Exportable reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Access To AI Scan | $0.99 | one-time |
| Access to AI scan | $1.99 | one-time |
| Access to AI Scanning | $2.99 | one-time |


## Frequently asked questions

### Is Smart Savings Tracker free?

Smart Savings Tracker is free to download, with in-app purchases available.

### Is AI Expense Notebook & Tracker free?

AI Expense Notebook & Tracker is free to download, with in-app purchases available.

### Do Smart Savings Tracker or AI Expense Notebook & Tracker have ads?

Both Smart Savings Tracker and AI Expense Notebook & Tracker show ads.

### Which is updated more often, Smart Savings Tracker or AI Expense Notebook & Tracker?

Smart Savings Tracker ships an update every 3 weeks, and AI Expense Notebook & Tracker monthly. Most recently, Smart Savings Tracker was updated on October 30, 2026 and AI Expense Notebook & Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*