Comparison

Expense Tracker & Budget Note vs MarkFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Budget Note

Features
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【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink

About

MarkFinance

Features
Read full description

Tome o controle das suas finanças com o MarkFinance - o app de gestão financeira pessoal mais completo do Brasil. TUDO QUE VOCÊ PRECISA EM UM SÓ LUGAR - Contas bancárias: gerencie todas as suas contas com logos de 90+ bancos brasileiros (Nubank, Itaú, Bradesco, Inter, C6, PicPay e muitos outros) - Cartões de crédito: acompanhe faturas, parcelas e limites. Pague faturas com um toque - Transações: registre receitas e despesas com categorias, subcategorias, status automático (pago/pendente/atrasado) e busca inteligente - Transferências: movimente entre suas contas de forma simples - Recorrências: automatize lançamentos mensais, semanais, quinzenais ou anuais (salário, aluguel, assinaturas) PLANEJAMENTO INTELIGENTE - Orçamentos por pilar financeiro: distribua sua renda usando a metodologia AUVP (Custos Fixos, Conforto, Conhecimento, Prazeres, Metas, Liberdade Financeira). Acompanhe gastos vs metas com barras de progresso e detalhamento por categoria - Panorama Financeiro: saiba exatamente quanto pode gastar hoje com o Pulso Semanal, veja a projeção do mês com o Provisionamento e descubra sua saúde financeira com o Health Score (0-100) - Relatórios visuais: gráficos de barras, evolução patrimonial com linha dupla (realizado vs previsto), ranking de categorias com tendências ASSISTENTE IA "MARK" Converse com o Mark, seu consultor financeiro pessoal com inteligência artificial: - "Quanto gasto com alimentação em média?" - "Consigo economizar R$ 500 esse mês?" - "Como lançar uma compra parcelada?" Respostas personalizadas baseadas nos seus dados reais, com controles de privacidade granulares. SEGURANÇA E PRIVACIDADE - Dados armazenados localmente no seu dispositivo (SQLite) - Funciona offline após o login - Sincronização na nuvem opcional (Premium) - Controles de privacidade para o assistente IA - Não acessamos suas contas bancárias reais IMPORTAÇÃO FÁCIL Migre do app "Minhas Finanças" via CSV. Importa contas, cartões, categorias e transações automaticamente. PLANOS Gratuito: - 2 contas, 1 cartão, 3 recorrências - Dashboard completo, relatórios básicos, categorias ilimitadas Premium (R$ 14,90/mês ou R$ 119,90/ano): - Contas, cartões e recorrências ilimitados - Sincronização multi-dispositivo - Orçamentos por categoria - Panorama financeiro - Relatórios completos - Assistente IA com mais perguntas/dia - Sugestões de funcionalidades DESTAQUES - 90+ logos de bancos brasileiros - 8 bandeiras de cartão (Visa, Mastercard, Elo, Amex, Hipercard, Diners, Banescard) - Modo claro e escuro - Parcelas com distribuição automática nas faturas - Categorias com subcategorias e pilares financeiros - Swipe para pagar ou excluir - Linha do "hoje" na lista de transações - Feedback tátil em ações importantes Termos de Uso: https://marcooliv.github.io/markfinance-docs/terms-of-use Política de Privacidade: https://marcooliv.github.io/markfinance-docs/privacy-policy

Screenshots

Expense Tracker & Budget Note4 screens
MarkFinance4 screens

Verdict

The call

The clearest difference is iOS requirement: MarkFinance at 13.0 against Expense Tracker & Budget Note's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year and MarkFinance sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker & Budget Note ships an update every 2 weeks, MarkFinance every 3 weeks. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 5 level
Expense Tracker & Budget Note versus MarkFinance: the parameters behind the verdict, then further details
ParameterExpense Tracker & Budget NoteMarkFinance
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.513.0 — better
Further details — not scored
Size26 MB83 MB
Age rating4+4+
Developer绅 董Marco Capucho

In-app purchases

2 purchases

Expense Tracker & Budget Note

Subscriptions1
  • annual$8.991 Year
One-time1
  • lifetime$17.99
2 purchases

MarkFinance

Subscriptions2
  • Premium Mensal$1.991 Month
  • Premium Anual$19.991 Year

Questions

Is Expense Tracker & Budget Note free?
Expense Tracker & Budget Note is free to download, with in-app purchases available.
Is MarkFinance free?
MarkFinance is free to download, with in-app purchases available.
Do Expense Tracker & Budget Note or MarkFinance have ads?
Neither Expense Tracker & Budget Note nor MarkFinance shows ads.
Which is updated more often, Expense Tracker & Budget Note or MarkFinance?
Expense Tracker & Budget Note ships an update every 2 weeks, and MarkFinance every 3 weeks. Most recently, Expense Tracker & Budget Note was updated on September 28, 2026 and MarkFinance on October 1, 2026.

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