# MSB App vs Utang Free PH

MSB App and Utang Free PH are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MSB App | Utang Free PH |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Size | 39 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Malayan Savings Bank Inc.](https://appshunter.io/developer/1523833849) | [Ladylyn Salvanera](https://appshunter.io/developer/1896621256) |

## What reviewers say

### MSB App

[App page](https://appshunter.io/ios/app/msb-app/id6757067971)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Utang Free PH

[App page](https://appshunter.io/ios/app/utang-free-ph/id6768990224)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MSB App free?

MSB App is free to download, with no in-app purchases.

### Is Utang Free PH free?

Utang Free PH is free to download, with no in-app purchases.

### Do MSB App or Utang Free PH have ads?

Neither MSB App nor Utang Free PH shows ads.

### Which is updated more often, MSB App or Utang Free PH?

MSB App ships an update weekly, and Utang Free PH weekly. Most recently, MSB App was updated on November 5, 2026 and Utang Free PH on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*