# Finstery vs FIRE Tracker

The clearest difference is in-app purchases: FIRE Tracker at none against Finstery's 1. Finstery's advantage is ads (none vs shown) and update cadence (every 2 months vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Finstery sells 1 in-app purchase, starting at $9.99 per month. FIRE Tracker asks for nothing beyond the download.

Finstery ships an update every 2 months, FIRE Tracker every 4 months. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Finstery | FIRE Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finstery/id6757093872/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Freemium | — |
| Size | 8 MB | 10 MB |
| Requires iOS | **26.0** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Nicholas Summers](https://appshunter.io/developer/1143547879) | [Yuki Fukushima](https://appshunter.io/developer/1607053742) |

## What reviewers say

### Finstery

[App page](https://appshunter.io/ios/app/finstery/id6757093872)

This app helps DIY investors and those nearing retirement stress-test their financial plans. It simulates portfolio performance using historical data and Monte Carlo analysis to visualize risk and uncertainty, aiding in the creation of resilient retirement strategies.

**Highlights:** Portfolio creation, Historical backtesting, Monte Carlo simulations, Safe withdrawal rate analysis, Inflation and volatility simulation

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finstery Pro Access | $9.99 | per month |


### FIRE Tracker

[App page](https://appshunter.io/ios/app/fire-tracker/id6758240989)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finstery free?

Finstery is free to download, with in-app purchases available.

### Is FIRE Tracker free?

FIRE Tracker is free to download, with no in-app purchases.

### Do Finstery or FIRE Tracker have ads?

FIRE Tracker shows ads; Finstery does not.

### Which is updated more often, Finstery or FIRE Tracker?

Finstery ships an update every 2 months, and FIRE Tracker every 4 months. Most recently, Finstery was updated on October 13, 2026 and FIRE Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*