# SettlePay vs Owed

The clearest difference is update cadence: SettlePay at weekly against Owed's every 2 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. SettlePay sells 2 in-app purchases, starting at $9.99 per month and Owed sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 3.0 for SettlePay against 3.0 for Owed. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

SettlePay ships an update weekly, Owed every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | SettlePay | Owed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/settlepay/id6757112002/reviews) | [3.0 (4 ratings)](https://appshunter.io/ios/app/owed-hidden-money/id6777274279/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Freemium | Freemium |
| Size | 29 MB | 49 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ZUBAIR HABIBI](https://appshunter.io/developer/1864617850) | [Fuqiang UG (haftungsbeschrankt)](https://appshunter.io/developer/6777274281) |

## What reviewers say

### SettlePay

[App page](https://appshunter.io/ios/app/settlepay/id6757112002)

Discover and track unclaimed money from class action settlements. Easily find opportunities you're owed, monitor claim status, and receive notifications for new settlements and payments. Many claims require no proof of purchase.

**Highlights:** Browse active settlements, Filter by category, Track claim status, Smart notifications, Earnings dashboard, Claims requiring no proof

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual | $39.99 | per year |


### Owed

[App page](https://appshunter.io/ios/app/owed-hidden-money/id6777274279)

Discover unclaimed money from class-action settlements you may be eligible for. This app provides links to official claim forms and deadlines, ensuring you don't miss out on potential payouts. It focuses on surfacing public settlement information without filing claims for you or accessing your financial accounts.

**Highlights:** Find active class-action settlements, Match eligibility criteria, View payout ranges and deadlines, Link to official claim forms, Receive deadline reminders, Optional premium features for alerts and multi-state matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed+ Monthly | $2.99 | per month |
| Owed+ Annual | $19.99 | per year |


## Frequently asked questions

### Is SettlePay free?

SettlePay is free to download, with in-app purchases available.

### Is Owed free?

Owed is free to download, with in-app purchases available.

### Which has better reviews, SettlePay or Owed?

SettlePay and Owed are both rated 3.0 out of 5 on the App Store, from 2 and 4 ratings respectively.

### Do SettlePay or Owed have ads?

Neither SettlePay nor Owed shows ads.

### Which is updated more often, SettlePay or Owed?

SettlePay ships an update weekly, and Owed every 2 months. Most recently, SettlePay was updated on October 24, 2026 and Owed on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*