# Spendful vs Net

The clearest difference is in-app purchases: Net at none against Spendful's 3. Spendful's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price and ads there is nothing between them.

Both are free to download. Spendful sells 3 in-app purchases, starting at $2.99 per month. Net asks for nothing beyond the download.

## The numbers

| Metric | Spendful | Net |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spendful-mindful-spending/id6757114071/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Freemium | — |
| Size | 38 MB | 2 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Khoa Bui](https://appshunter.io/developer/1864652410) | [Conner Yoon](https://appshunter.io/developer/1639129390) |

## What reviewers say

### Spendful

[App page](https://appshunter.io/ios/app/spendful-mindful-spending/id6757114071)

This app helps you track daily expenses with a focus on mindful awareness rather than strict budgeting. Log purchases manually, scan receipts, and receive AI-powered insights into your spending habits. It offers a calm, judgment-free approach to understanding your financial flow.

**Highlights:** Mindful spending awareness, Receipt scanning for automatic logging, AI-powered spending insights, AI Companion for logging and reflection, Journal for personal spending thoughts, Offline-first operation, No bank connections required

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendful Premium (Monthly) | $2.99 | per month |
| Spendful Premium (Yearly) | $24.99 | per year |
| Spendful Premium (Lifetime) | $39.99 | one-time |


### Net

[App page](https://appshunter.io/ios/app/net-worth-journal/id6772319682)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendful free?

Spendful is free to download, with in-app purchases available.

### Is Net free?

Net is free to download, with no in-app purchases.

### Do Spendful or Net have ads?

Neither Spendful nor Net shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*