# MCA Budget vs SmartWallet AI Expense Tracker

The clearest difference is update cadence: SmartWallet AI Expense Tracker at every 6 days against MCA Budget's every 2 months. SmartWallet AI Expense Tracker also leads on device support (3 vs 1) and iOS requirement (15.1 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. MCA Budget sells 2 in-app purchases, starting at $0.99 per month and SmartWallet AI Expense Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

MCA Budget ships an update every 2 months, SmartWallet AI Expense Tracker every 6 days. Both last shipped on October 28, 2026.

## The numbers

| Metric | MCA Budget | SmartWallet AI Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 days** |
| Size | 26 MB | 57 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Nabi Cenet](https://appshunter.io/developer/1864778345) | [MY INDIA NOW (Apps)](https://appshunter.io/developer/1722107514) |

## What reviewers say

### MCA Budget

[App page](https://appshunter.io/ios/app/mca-budget/id6757132463)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MCA Budget Pro Monthly | $0.99 | per month |
| MCA Budget Pro Yearly | $9.99 | per year |


### SmartWallet AI Expense Tracker

[App page](https://appshunter.io/ios/app/smartwallet-ai-expense-tracker/id6757392187)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $6.99 | per month |
| Premium Annual | $34.99 | per year |


## Frequently asked questions

### Is MCA Budget free?

MCA Budget is free to download, with in-app purchases available.

### Is SmartWallet AI Expense Tracker free?

SmartWallet AI Expense Tracker is free to download, with in-app purchases available.

### Do MCA Budget or SmartWallet AI Expense Tracker have ads?

Neither MCA Budget nor SmartWallet AI Expense Tracker shows ads.

### Which is updated more often, MCA Budget or SmartWallet AI Expense Tracker?

MCA Budget ships an update every 2 months, and SmartWallet AI Expense Tracker every 6 days. Most recently, MCA Budget was updated on October 28, 2026 and SmartWallet AI Expense Tracker on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*