Shapital vs Family Budget

Most budget apps make money private. Shapital makes it shared. You and your partner see the same budget, the same numbers, at the same moment, on both phones. Log an expense in the checkout line; it's on their screen before you reach the car. Money conversations get shorter when you're both looking at the same page. WHY COUPLES SWITCH TO SHAPITAL NO BANK LINKING. EVER. Shapital never asks for your bank login. Nothing to connect, so nothing breaks: no accounts that silently stop syncing, no vanished transactions, no re-linking your bank every month. You log spending in seconds; your budget is exactly as accurate as you are and it works this way forever. WORKS IN ANY COUNTRY No US bank account required. Full multi-currency support Johannesburg, London, Toronto, Sydney, Mumbai, Manila. If you have a phone, Shapital works, online or offline. Log expenses with no signal; everything syncs when you're back. BUILT FOR TWO (OR MORE) • Invite your partner and budget together in real time • Activity feed shows who changed what, no mystery edits • Permissions per collaborator, great for families and roommates • Comment threads on budget items, so the discussion stays with the numbers BUDGETING THAT ACTUALLY GUIDES YOU • Zero-based budgeting: give every dollar (or rand, or pound) a job • Monthly, quarterly, or yearly budget periods; duplicate in one tap • Planned vs. actual spending, live, per category • Savings goals with visual progress • Financial Health Score and trends over time MOMENTS WORTH COMING BACK FOR • Close each period with a Wrap-Up that celebrates how you really did • Daily logging streaks, badges, challenges, and a personal Year in Review • Home and lock-screen widgets keep the budget one glance away PRIVATE & SECURE Two-factor authentication, secure recovery, full control of your data — and no ads, on any tier. FAIR PRICING The core app is free. Premium adds unlimited budgets, advanced analytics, PDF/Excel reports, budget templates, and extra collaborators — for less than the big-name budget apps charge. Shapital — same budget, same page, no arguments. Built by one developer in Johannesburg. Answered by a human when you email. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track your family budget together — without spreadsheets, bank logins, or budgeting jargon. Family Budget: Shared Tracker is built from day one for two-or-more people who actually share a home. Run a private personal budget for yourself AND a shared budget with your partner, roommate, or up to five household members — all in one place, all on your phone. The household budget conversation between you and your partner shouldn't live on a sticky note, in a group chat, or in a half-forgotten spreadsheet. One shared budget that everyone in the family can see and update — and you stop guessing where the money went. KEY FEATURES • Personal account + shared family bucket, side by side • Up to 5 members in one household • 24 expense categories and 9 income categories, hand-picked for everyday family life • 11 currencies — USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, RUB, BYN, UAH • English and Russian interface • Beautiful dark theme, easy on the eyes day and night • Privacy switch — keep your personal account private or share it with the family in one tap • Admin tools — invite by code, manage members, transfer admin rights • Sign in with Google or Apple • Free. No ads. No subscriptions. No bank-sync. No surprise paywalls. PERFECT FOR • Couples building a joint budget for the very first time • Partners coordinating rent, groceries, and bills together • Families managing a household budget with kids, allowances, and recurring expenses • Roommates tracking shared spending without awkward conversations • Anyone who wants a clean expense tracker for personal money AND a shared family budget for the people they live with PRIVACY YOU CONTROL Your personal account is private by default — only you see it. Flip one switch to share it with the family, flip it back any time. The shared family budget is visible only to members you invite. We never connect to your bank, never read your statements, never sell your data. SIMPLE BY DESIGN No envelopes. No zero-based rules. No methodology to learn. Open the app, tap +, pick a category, save. That's it. We stay out of your way so you and your partner can focus on the conversation, not the configuration screen. ANALYTICS THAT TELL THE STORY • Donut chart breaks down expenses by category for any month • Daily and weekly trend bars show income vs. expenses at a glance • Month-over-month comparison so you can see if the household budget is actually improving • Filter analytics by personal, family, or both GET STARTED IN UNDER A MINUTE 1. Sign in with Google or Apple 2. Pick your currency and theme 3. Create a family or join one with an invite code (optional — solo mode works too) 4. Add your first transaction 5. Watch your shared budget come together Stop juggling spreadsheets. Stop forwarding receipts. Start tracking your family budget together.