# Mortgate Planner vs LoanMate

The clearest difference is in-app purchases: Mortgate Planner at none against LoanMate's 1. Mortgate Planner also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Both are free to download. LoanMate sells 1 one-off in-app purchase. Mortgate Planner asks for nothing beyond the download.

Mortgate Planner ships an update every 3 weeks, LoanMate every 2 weeks. The most recent releases landed on October 16, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Mortgate Planner | LoanMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mortgate-planner/id6757183005/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 45 MB | 69 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Luc Pham Van](https://appshunter.io/developer/1544588097) | [KHANH HA DANG](https://appshunter.io/developer/1894659816) |

## What reviewers say

### Mortgate Planner

[App page](https://appshunter.io/ios/app/mortgate-planner/id6757183005)

Manage complex loans with detailed visualizations and simulations. Track payments, analyze interest rate risks, and explore various financing scenarios for mortgages, auto loans, and personal loans. Export schedules and reports for comprehensive financial planning.

**Highlights:** Multi-phase loan modeling, Powerful simulation engine, Advanced visualizations, Payment tracking & calendar, Export schedules and reports, Educational resources, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LoanMate

[App page](https://appshunter.io/ios/app/loanmate/id6762553472)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is Mortgate Planner free?

Mortgate Planner is free to download, with no in-app purchases.

### Is LoanMate free?

LoanMate is free to download, with in-app purchases available.

### Do Mortgate Planner or LoanMate have ads?

LoanMate shows ads; Mortgate Planner does not.

### Which is updated more often, Mortgate Planner or LoanMate?

Mortgate Planner ships an update every 3 weeks, and LoanMate every 2 weeks. Most recently, Mortgate Planner was updated on October 16, 2026 and LoanMate on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*