# EMI Calculator vs KishtSathi

The clearest difference is iOS requirement: EMI Calculator at 12.0 against KishtSathi's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EMI Calculator ships an update every 5 weeks, KishtSathi every 3 weeks. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | EMI Calculator | KishtSathi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/emi-calculator-pro/id6757212323/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 47 MB | 30 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [G Sanghani](https://appshunter.io/developer/772995906) | [Zikasha Consultancy LLP](https://appshunter.io/developer/1791303362) |

## What reviewers say

### EMI Calculator

[App page](https://appshunter.io/ios/app/emi-calculator-pro/id6757212323)

Calculate EMIs, loan eligibility, and interest rates for various loan types. Offers detailed amortization schedules, loan comparison, and moratorium impact analysis. Supports multiple currencies and offline use.

**Highlights:** EMI Calculation, Loan Eligibility, Reverse Calculations, Loan Comparison, Amortization Schedule, Offline Mode, Multi-Currency Support

**Features:** macOS Compatibility

**In-app purchases:** none


### KishtSathi

[App page](https://appshunter.io/ios/app/kishtsathi/id6792763882)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMI Calculator free?

EMI Calculator is free to download, with no in-app purchases.

### Is KishtSathi free?

KishtSathi is free to download, with no in-app purchases.

### Do EMI Calculator or KishtSathi have ads?

Neither EMI Calculator nor KishtSathi shows ads.

### Which is updated more often, EMI Calculator or KishtSathi?

EMI Calculator ships an update every 5 weeks, and KishtSathi every 3 weeks. Most recently, EMI Calculator was updated on October 12, 2026 and KishtSathi on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*