# Purpose Budget vs Cubby Budgeting App

The clearest difference is monetization model: Cubby Budgeting App at free with in-app purchases against Purpose Budget's subscription. Cubby Budgeting App also leads on ratings volume (3 vs 1). Purpose Budget's advantage is ads (none vs shown) and iOS requirement (16.4 vs 18.6). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month and Cubby Budgeting App sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Purpose Budget against 5.0 for Cubby Budgeting App. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Purpose Budget ships an update every 2 months, Cubby Budgeting App daily. Both last shipped on October 31, 2026.

## The numbers

| Metric | Purpose Budget | Cubby Budgeting App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/purpose-budget/id6757283854/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Daily** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 64 MB | 19 MB |
| Requires iOS | **16.4** | 18.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Purpose Budget](https://appshunter.io/developer/1865790454) | [Joe Hernandez Loredo](https://appshunter.io/developer/6777870510) |

## What reviewers say

### Purpose Budget

[App page](https://appshunter.io/ios/app/purpose-budget/id6757283854)

Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.

**Highlights:** Zero-based envelope budgeting, Assign income to categories, Track spending and goals, Link bank accounts (Premium), Automatic transaction import (Premium), Net worth and spending reports, Multi-currency support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential Monthly | $2.99 | per month |
| Premium Monthly | $8.99 | per month |
| Essential Annual | $24.99 | per year |
| Premium Annual | $69.99 | per year |


### Cubby Budgeting App

[App page](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508)

This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.

**Highlights:** Spending overview by category, Savings goal tracking, Subscription management, Monthly budget review, Transaction history editing, Customizable dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Plus | $1.99 | per month |
| Cubby Plus | $19.99 | per year |


## Frequently asked questions

### Is Purpose Budget free?

Purpose Budget is free to download, with in-app purchases available.

### Is Cubby Budgeting App free?

Cubby Budgeting App is free to download, with in-app purchases available.

### Which has better reviews, Purpose Budget or Cubby Budgeting App?

Purpose Budget and Cubby Budgeting App are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Purpose Budget or Cubby Budgeting App have ads?

Cubby Budgeting App shows ads; Purpose Budget does not.

### Which is updated more often, Purpose Budget or Cubby Budgeting App?

Purpose Budget ships an update every 2 months, and Cubby Budgeting App daily. Most recently, Purpose Budget was updated on October 31, 2026 and Cubby Budgeting App on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*