# Purpose Budget vs Paykeep

The clearest difference is update cadence: Paykeep at every 3 days against Purpose Budget's every 2 months. Paykeep also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month and Paykeep sells 2 in-app purchases, starting at $3.39 per month. Whichever you choose, the download price is not the number that matters.

Purpose Budget ships an update every 2 months, Paykeep every 3 days. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Purpose Budget | Paykeep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/purpose-budget/id6757283854/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Subscription | — |
| Size | 64 MB | 40 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Purpose Budget](https://appshunter.io/developer/1865790454) | [Ruth McCarthy](https://appshunter.io/developer/6787998193) |

## What reviewers say

### Purpose Budget

[App page](https://appshunter.io/ios/app/purpose-budget/id6757283854)

Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.

**Highlights:** Zero-based envelope budgeting, Assign income to categories, Track spending and goals, Link bank accounts (Premium), Automatic transaction import (Premium), Net worth and spending reports, Multi-currency support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential Monthly | $2.99 | per month |
| Premium Monthly | $8.99 | per month |
| Essential Annual | $24.99 | per year |
| Premium Annual | $69.99 | per year |


### Paykeep

[App page](https://appshunter.io/ios/app/paykeep-budget-by-paycheck/id6793523385)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paykeep Pro Monthly | $3.39 | per month |
| Paykeep Pro Yearly | $26.49 | per year |


## Frequently asked questions

### Is Purpose Budget free?

Purpose Budget is free to download, with in-app purchases available.

### Is Paykeep free?

Paykeep is free to download, with in-app purchases available.

### Do Purpose Budget or Paykeep have ads?

Neither Purpose Budget nor Paykeep shows ads.

### Which is updated more often, Purpose Budget or Paykeep?

Purpose Budget ships an update every 2 months, and Paykeep every 3 days. Most recently, Purpose Budget was updated on October 8, 2026 and Paykeep on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*