# 轻记账 vs M Budget

The clearest difference is in-app purchases: 轻记账 at none against M Budget's 1. 轻记账 also leads on update cadence (every 5 days vs every 2 weeks) and ratings volume (8 vs 1). M Budget's advantage is review sentiment (100% vs 92%) and device support (3 vs 1). On rating, ads and iOS requirement there is nothing between them.

On the App Store both sit at effectively the same score — 4.9 for 轻记账 against 5.0 for M Budget. That said, the two scores are not equally well evidenced: 轻记账 has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 92% of 轻记账's written reviews are positive against 100% of M Budget's.

轻记账 ships an update every 5 days, M Budget every 2 weeks. Both last shipped on November 5, 2026.

## The numbers

| Metric | 轻记账 | M Budget |
| --- | --- | --- |
| Price | — | **Free** |
| Rating | [4.9 (8 ratings)](https://appshunter.io/ios/app/and/id6757295587/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | **8** | 1 |
| Positive reviews | 91.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 19 MB | 35 MB |
| Requires iOS | 17.6 | **17.2** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [新彦 于](https://appshunter.io/developer/1799092735) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### 轻记账

[App page](https://appshunter.io/ios/app/and/id6757295587)

Effortlessly track your finances with voice commands and intelligent OCR scanning. Manage multiple accounts, visualize spending with insightful charts, and secure your data with cloud sync. Achieve financial freedom with this intuitive budgeting tool.

**Highlights:** Voice-to-text expense logging, OCR bill scanning, Multi-account management, Detailed financial reports, Customizable budgets, Cloud synchronization, Multiple ledger support

**In-app purchases:** none


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $14.99 | one-time |


## Frequently asked questions

### Is 轻记账 free?

Pricing for 轻记账 is not currently listed on the App Store.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Which has better reviews, 轻记账 or M Budget?

M Budget is rated higher. 轻记账 averages 4.9 out of 5 from 8 ratings, while M Budget averages 5.0 from 1 ratings.

### Do 轻记账 or M Budget have ads?

Neither 轻记账 nor M Budget shows ads.

### Which is updated more often, 轻记账 or M Budget?

轻记账 ships an update every 5 days, and M Budget every 2 weeks. Most recently, 轻记账 was updated on November 5, 2026 and M Budget on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*