# Finlino vs M Budget

The clearest difference is monetization model: M Budget at free against Finlino's free with in-app purchases. M Budget also leads on review sentiment (100% vs 92%) and device support (3 vs 1). Finlino's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Finlino sells 3 in-app purchases, starting at $0.99 per month and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Finlino ships an update every 5 days, M Budget every 2 weeks. The most recent releases landed on November 15, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | Finlino | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 91.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 19 MB | 35 MB |
| Requires iOS | 17.6 | **17.2** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [新彦 于](https://appshunter.io/developer/1799092735) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### Finlino

[App page](https://appshunter.io/ios/app/finlino-expense-tracker/id6757295587)

Effortlessly track expenses with voice input and smart OCR receipt scanning. Manage multiple accounts, budgets, and gain insights into your spending habits with detailed reports and customizable views.

**Highlights:** Voice expense tracking, Smart OCR receipt recognition, Automatic recurring transactions, Detailed financial insights, Multiple ledgers, Cloud sync and data protection, Home and lock screen widgets

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Premium | $7.99 | per year |
| Lifetime Premium | $12.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $14.99 | one-time |


## Frequently asked questions

### Is Finlino free?

Finlino is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Do Finlino or M Budget have ads?

Neither Finlino nor M Budget shows ads.

### Which is updated more often, Finlino or M Budget?

Finlino ships an update every 5 days, and M Budget every 2 weeks. Most recently, Finlino was updated on November 15, 2026 and M Budget on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*