# Kharcha Book vs Smart Kharcha Book

The clearest difference is in-app purchases: Kharcha Book at none against Smart Kharcha Book's 4. Kharcha Book also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.6). Smart Kharcha Book's advantage is update cadence (every 3 days vs fortnightly). On price and device support there is nothing between them.

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Kharcha Book asks for nothing beyond the download.

Kharcha Book ships an update fortnightly, Smart Kharcha Book every 3 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kharcha Book | Smart Kharcha Book |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 3 days** |
| Size | 30 MB | 71 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Billing Pie](https://appshunter.io/developer/1834221214) | [Ashish Kumar Baghel](https://appshunter.io/developer/1724655665) |

## What reviewers say

### Kharcha Book

[App page](https://appshunter.io/ios/app/kharcha-book/id6757299703)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smart Kharcha Book

[App page](https://appshunter.io/ios/app/smart-kharcha-book/id6759986296)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Plan | $9.99 | per year |
| Small Coffee Donation | $0.99 | one-time |
| Large Coffee Donation | $2.99 | one-time |
| Croissant & Coffee | $4.99 | one-time |


## Frequently asked questions

### Is Kharcha Book free?

Kharcha Book is free to download, with no in-app purchases.

### Is Smart Kharcha Book free?

Smart Kharcha Book is free to download, with in-app purchases available.

### Do Kharcha Book or Smart Kharcha Book have ads?

Smart Kharcha Book shows ads; Kharcha Book does not.

### Which is updated more often, Kharcha Book or Smart Kharcha Book?

Kharcha Book ships an update fortnightly, and Smart Kharcha Book every 3 days. Most recently, Kharcha Book was updated on October 11, 2026 and Smart Kharcha Book on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*