# SaveOnSub Subscription Tracker vs Refinance Calculator

The clearest difference is update cadence: Refinance Calculator at every 3 weeks against SaveOnSub Subscription Tracker's every 2 months. SaveOnSub Subscription Tracker's advantage is iOS requirement (17.6 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. SaveOnSub Subscription Tracker sells 2 in-app purchases, starting at $4.99 per month and Refinance Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SaveOnSub Subscription Tracker ships an update every 2 months, Refinance Calculator every 3 weeks. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SaveOnSub Subscription Tracker | Refinance Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 29 MB | 2 MB |
| Requires iOS | **17.6** | 26.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [lutfu dogan akbas](https://appshunter.io/developer/1762317148) | [TARIUS HOLT](https://appshunter.io/developer/1867860626) |

## What reviewers say

### SaveOnSub Subscription Tracker

[App page](https://appshunter.io/ios/app/saveonsub-subscription-tracker/id6757327937)

Effortlessly manage your recurring expenses by tracking, reviewing, and organizing all your subscriptions in one place. Smart import features help detect potential charges from receipts and bills, while a dedicated dashboard alerts you to upcoming renewals and price changes.

**Highlights:** Smart Import for receipts and bills, Needs Attention dashboard, Subscription tracking, Renewal reminders, Trial Watch, Spending overview, Payment method tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $4.99 | per month |
| 1 Year Subscription | $49.99 | per year |


### Refinance Calculator

[App page](https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372)

This app helps you compare loan rates and payment scenarios to understand borrowing options. Explore different loan terms, save comparisons, and see how rate changes impact total cost. It provides calculation and comparison tools for evaluating financing options.

**Highlights:** Compare interest rates and monthly payments, Explore different loan terms, Save and export comparisons, Understand rate change impact on total cost, Unlock premium features with one-time purchase

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RateShift Premium | $7.99 | one-time |


## Frequently asked questions

### Is SaveOnSub Subscription Tracker free?

SaveOnSub Subscription Tracker is free to download, with in-app purchases available.

### Is Refinance Calculator free?

Refinance Calculator is free to download, with in-app purchases available.

### Do SaveOnSub Subscription Tracker or Refinance Calculator have ads?

Neither SaveOnSub Subscription Tracker nor Refinance Calculator shows ads.

### Which is updated more often, SaveOnSub Subscription Tracker or Refinance Calculator?

SaveOnSub Subscription Tracker ships an update every 2 months, and Refinance Calculator every 3 weeks. Most recently, SaveOnSub Subscription Tracker was updated on October 31, 2026 and Refinance Calculator on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*