# Money Envelope vs Expense Tracker

The clearest difference is in-app purchases: Money Envelope at none against Expense Tracker's 3. Expense Tracker's advantage is update cadence (fortnightly vs every 2 months) and iOS requirement (18.5 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Money Envelope asks for nothing beyond the download.

Money Envelope ships an update every 2 months, Expense Tracker fortnightly. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Money Envelope | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | — | Freemium |
| Size | 7 MB | 30 MB |
| Requires iOS | 26.2 | **18.5** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Vladislav Komkov](https://appshunter.io/developer/1719467073) | [BOGDAN-GEORGIAN ALEXA](https://appshunter.io/developer/1777251935) |

## What reviewers say

### Money Envelope

[App page](https://appshunter.io/ios/app/money-envelope-budget-tracker/id6757338384)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649)

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

**Highlights:** Automated expense logging via Apple Wallet, Shared tracking for couples and families, Customizable categories with icons and colors, Detailed spending insights and budget tracking, Private iCloud sharing with access control, Multi-currency support with automatic conversion, Data export and import options

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro – Monthly | $4.99 | per month |
| Pro – Annual | $19.99 | per year |
| One Time Payment Premium Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Money Envelope free?

Money Envelope is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Money Envelope or Expense Tracker have ads?

Neither Money Envelope nor Expense Tracker shows ads.

### Which is updated more often, Money Envelope or Expense Tracker?

Money Envelope ships an update every 2 months, and Expense Tracker fortnightly. Most recently, Money Envelope was updated on October 9, 2026 and Expense Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*