# Assets allocation vs Retirement Planner

The clearest difference is price: Retirement Planner at Free against Assets allocation's $0.99. Assets allocation's advantage is in-app purchases (none vs 3) and update cadence (every 3 weeks vs every 4 months). On ads and iOS requirement there is nothing between them.

Retirement Planner is free to download; Assets allocation costs $0.99 up front. Retirement Planner sells 3 in-app purchases, starting at $6.99 per month. Assets allocation asks for nothing beyond the download.

Assets allocation ships an update every 3 weeks, Retirement Planner every 4 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Assets allocation | Retirement Planner |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Size | 24 MB | 11 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [LiangYu Ko](https://appshunter.io/developer/1758015388) | [紫妍 连](https://appshunter.io/developer/1869185039) |

## What reviewers say

### Assets allocation

[App page](https://appshunter.io/ios/app/assets-allocation-allocrafter/id6757348271)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Retirement Planner

[App page](https://appshunter.io/ios/app/retirement-planner-assetprism/id6757860463)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AssetPrism Pro | $6.99 | per month |
| AssetPrism Pro | $44.99 | per year |
| AssetPrism Pro Lifetime | $149.99 | one-time |


## Frequently asked questions

### Is Assets allocation free?

Assets allocation costs $0.99, with no in-app purchases.

### Is Retirement Planner free?

Retirement Planner is free to download, with in-app purchases available.

### Do Assets allocation or Retirement Planner have ads?

Neither Assets allocation nor Retirement Planner shows ads.

### Which is updated more often, Assets allocation or Retirement Planner?

Assets allocation ships an update every 3 weeks, and Retirement Planner every 4 months. Most recently, Assets allocation was updated on October 16, 2026 and Retirement Planner on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*