# Nestly Advisor vs RetIQ

The clearest difference is ratings volume: Nestly Advisor at 5 against RetIQ's 1. Nestly Advisor also leads on iOS requirement (15.1 vs 26.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Nestly Advisor sells 2 in-app purchases, starting at $1.99 per month and RetIQ sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Nestly Advisor against 5.0 for RetIQ. That said, the two scores are not equally well evidenced: Nestly Advisor has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Nestly Advisor ships an update weekly, RetIQ every 4 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Nestly Advisor | RetIQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/nestly-advisor/id6757364801/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/retiq/id6760243375/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 50 MB | 8 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [W3Force LLC](https://appshunter.io/developer/1866391738) | [RetIQ Studio LLC](https://appshunter.io/developer/1883428642) |

## What reviewers say

### Nestly Advisor

[App page](https://appshunter.io/ios/app/nestly-advisor/id6757364801)

This app helps you visualize and plan your retirement with AI-powered guidance. It allows you to model various financial scenarios, including income, savings, taxes, and housing, to make informed decisions for your future.

**Highlights:** AI Retirement Copilot for guidance, 12 predefined scenario templates, What-If scenario analysis, Monte Carlo projections, Comprehensive financial modeling, Tax-smart withdrawal planning, Retirement Flight Path timeline

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nestly Pro Monthly | $1.99 | per month |
| Nestly Pro Yearly | $19.99 | per year |


### RetIQ

[App page](https://appshunter.io/ios/app/retiq/id6760243375)

This app helps you plan your retirement income by modeling complex financial interactions like Social Security timing, Roth conversions, and tax-aware withdrawal strategies. It performs all calculations locally to ensure your financial data remains private and secure on your device.

**Highlights:** Private, local financial data processing, Social Security timing and spousal benefits, Roth conversion optimization, Tax-aware drawdown strategies, Survivor and legacy planning, Medicare IRMAA surcharge modeling, Monte Carlo simulations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetIQ Full | $69.99 | one-time |


## Frequently asked questions

### Is Nestly Advisor free?

Nestly Advisor is free to download, with in-app purchases available.

### Is RetIQ free?

RetIQ is free to download, with in-app purchases available.

### Which has better reviews, Nestly Advisor or RetIQ?

Nestly Advisor and RetIQ are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Nestly Advisor or RetIQ have ads?

Neither Nestly Advisor nor RetIQ shows ads.

### Which is updated more often, Nestly Advisor or RetIQ?

Nestly Advisor ships an update weekly, and RetIQ every 4 days. Most recently, Nestly Advisor was updated on October 24, 2026 and RetIQ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*