# Divy vs Setto

The clearest difference is update cadence: Setto at every 2 days against Divy's every 3 weeks. Setto also leads on device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Divy ships an update every 3 weeks, Setto every 2 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Divy | Setto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/divy-split-expenses-easily/id6757411017/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free | — |
| Size | 35 MB | 150 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Jay Rungta](https://appshunter.io/developer/1866747021) | [Arun Dhaduti](https://appshunter.io/developer/6798785513) |

## What reviewers say

### Divy

[App page](https://appshunter.io/ios/app/divy-split-expenses-easily/id6757411017)

Effortlessly manage shared expenses with friends, roommates, and travel companions. This app offers unlimited group bill splitting with a smart algorithm to simplify debt settlement and multiple splitting modes for ultimate flexibility.

**Highlights:** Unlimited group and transaction creation, Efficient debt settlement algorithm, Multiple splitting modes (Equal, Exact, Percent, Shares), Real-time sync across members, Clean and simple user interface, Detailed member balances

**In-app purchases:** none


### Setto

[App page](https://appshunter.io/ios/app/setto-expense-sharing/id6798785511)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Divy free?

Divy is free to download, with no in-app purchases.

### Is Setto free?

Setto is free to download, with no in-app purchases.

### Do Divy or Setto have ads?

Neither Divy nor Setto shows ads.

### Which is updated more often, Divy or Setto?

Divy ships an update every 3 weeks, and Setto every 2 days. Most recently, Divy was updated on October 24, 2026 and Setto on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*